Career and Education Opportunities for Loan Inspectors in West Virginia
West Virginia has a population of 1,819,777, which has grown by 0.63% over the past decade. Nicknamed the "Mountain State," West Virginia's capital and largest city is Charleston.
There are currently 570 jobs for loan inspectors in West Virginia and this is projected to shrink 13% to about 500 jobs by 2016. This is not quite as good as the nation as a whole, where employment opportunities for loan inspectors are expected to grow by about 4.3%. In general, loan inspectors interview loan applicants to elicit information; investigate applicants' backgrounds and verify references; prepare loan request papers; and forward findings, reports, and documents to appraisal department.
Loan inspectors earn about $13 per hour or $28,280 yearly on average in West Virginia and about $15 hourly or $32,470 yearly on average nationally. Compared with people working in the overall category of Clerical, people working as loan inspectors in West Virginia earn more. They earn more than people working in the overall category of Clerical nationally.
In 2008, there were a total of 934,944 jobs in West Virginia. The average annual income was $31,634 in 2008, up from $30,121 the previous year. The unemployment rate in West Virginia was 7.9% in 2009, which has grown by 3.6% since the previous year. Approximately 14.8% of West Virginia residents have college degrees, which is lower than the national average.
The top industries in West Virginia include bituminous coal underground mining, plastics material manufacturing, and pipeline transportation. Notable tourist destinations include the Southridge Grand PRIX and Family Fun Center, the Cultural Center Information, and the P A Denny.
CITIES WITH Loan Inspector OPPORTUNITIES IN West Virginia
JOB DESCRIPTION: Loan Inspector
In general, loan inspectors interview loan applicants to elicit information; investigate applicants' backgrounds and verify references; prepare loan request papers; and forward findings, reports, and documents to appraisal department. They also review loan papers to ensure completeness, and complete transactions between loan establishment, borrowers, and sellers upon approval of loan.
Every day, loan inspectors are expected to be able to articulate ideas and problems. They need to listen to and understand others in meetings.
Similar jobs with educational opportunities in West Virginia include:
- Bank Teller. Receive and pay out money. Keep records of money and negotiable instruments involved in a financial institution's various transactions.
- Bookkeeper. Compute, classify, and record numerical data to keep financial records complete. Perform any combination of routine calculating, posting, and verifying duties to obtain primary financial data for use in maintaining accounting records. May also check the accuracy of figures, calculations, and postings pertaining to business transactions recorded by other workers.
- Broker Assistant. Perform clerical duties involving the purchase or sale of securities. Duties include writing orders for stock purchases and sales, computing transfer taxes, verifying stock transactions, accepting and delivering securities, tracking stock price fluctuations, computing equity, and keeping records of daily transactions and holdings.
- Clerk. Compile data, compute fees and charges, and prepare invoices for billing purposes. Duties include computing costs and calculating rates for goods, services, and shipment of goods; posting data; and keeping other relevant records. May involve use of computer or typewriter, calculator, and adding and bookkeeping machines.
- Correspondence Clerk. Compose letters in reply to requests for merchandise, damage claims, credit and other information, delinquent accounts, or unsatisfactory services. Duties may include gathering data to formulate reply and typing correspondence.
- Courtroom Clerk. Perform clerical duties in court of law; prepare docket of cases to be called; secure information for judges; and contact witnesses, attorneys, and litigants to obtain information for court.
- File Clerk. File correspondence, cards, and other records in alphabetical or numerical order or according to the filing system used. Locate and remove material from file when requested.
- Front Desk Manager. Accommodate hotel, motel, and resort patrons by registering and assigning rooms to guests, issuing room keys, transmitting and receiving messages, keeping records of occupied rooms and guests' accounts, making and confirming reservations, and presenting statements to and collecting payments from departing guests.
- Insurance Claims Processor. Obtain information from insured or designated persons for purpose of settling claim with insurance carrier.
- Insurance Processing Clerk. Process applications for, changes to, and cancellation of insurance policies. Duties include reviewing insurance applications to ensure that all questions have been answered, compiling data on insurance policy changes, changing policy records to conform to insured party's specifications, compiling data on lapsed insurance policies to determine automatic reinstatement according to company policies, canceling insurance policies as requested by agents, and verifying the accuracy of insurance company records.
- Library Clerk. Compile records, sort and shelve books, and issue and receive library materials such as pictures, cards, slides and microfilm. Locate library materials for loan and replace material in shelving area, stacks, or files according to identification number and title. Register patrons to permit them to borrow books, periodicals, and other library materials.
- License Clerk. Issue licenses or permits to qualified applicants. Obtain necessary information; record data; advise applicants on requirements; collect fees; and issue licenses. May conduct oral, written, or performance testing.
- Municipal Clerk. Draft agendas and bylaws for town or city council; record minutes of council meetings; answer official correspondence; keep fiscal records and accounts; and prepare reports on civic needs.
- Office Clerk. Perform duties too varied and diverse to be classified in any specific office clerical occupation, requiring limited knowledge of office management systems and procedures. Clerical duties may be assigned in accordance with the office procedures of individual establishments and may include a combination of answering telephones, bookkeeping, typing or word processing, stenography, office machine operation, and filing.
- Order Clerk. Receive and process incoming orders for materials, merchandise, or services such as repairs, installations, or rental of facilities. Duties include informing customers of receipt, prices, and delays; preparing contracts; and handling complaints.
- Payroll Bookkeeper. Compile and post employee time and payroll data. May compute employees' time worked, production, and commission. May compute and post wages and deductions. May prepare paychecks.
- Procurement Clerk. Compile information and records to draw up purchase orders for procurement of materials and services.
- Receptionist. Answer inquiries and obtain information for general public, customers, and other interested parties. Provide information regarding activities conducted at establishment; location of departments, offices, and employees within organization.
- Secretary. Perform routine clerical and administrative functions such as drafting correspondence, scheduling appointments, organizing and maintaining paper and electronic files, or providing information to callers.
- Statistical Clerk. Compile and compute data according to statistical formulas for use in statistical studies. May perform actuarial computations and compile charts and graphs for use by actuaries. Includes actuarial clerks.
- Weighter. Weigh, measure, and check materials, supplies, and equipment for the purpose of keeping relevant records. Duties are primarily clerical by nature.
LOCATION INFORMATION: West Virginia
West Virginia has a population of 1,819,777, which has grown by 0.63% over the past 10 years. Nicknamed the "Mountain State," West Virginia's capital and biggest city is Charleston. In 2008, there were a total of 934,944 jobs in West Virginia. The average annual income was $31,634 in 2008, up from $30,121 in 2007. The unemployment rate in West Virginia was 7.9% in 2009, which has grown by 3.6% since the previous year. Approximately 14.8% of West Virginia residents have college degrees, which is lower than the national average.
The top industries in West Virginia include bituminous coal underground mining, plastics material manufacturing, and pipeline transportation. Notable tourist attractions include the P A Denny, the Robert C Byrd Health Sciences C of W Vrgna Unvrsty, and the Craik.