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Career and Education Opportunities for Financial Examiners in San Antonio, Texas

Financial examiners can find many career and educational opportunities in the San Antonio, Texas area. Currently, 1,670 people work as financial examiners in Texas. This is expected to grow by 15% to about 1,920 people by 2016. This is not quite as good as the national trend for financial examiners, which sees this job pool growing by about 41.2% over the next eight years. In general, financial examiners enforce or ensure compliance with laws and regulations governing financial and securities institutions and financial and real estate transactions.

Financial examiners earn about $33 per hour or $70,380 per year on average in Texas and about $34 per hour or $70,930 yearly on average nationally. Financial examiners earn more than people working in the category of Accounting and Auditing generally in Texas and more than people in the Accounting and Auditing category nationally. Financial examiners work in a variety of jobs, including: compliance officer, compliance director, and accountant.

There are ten schools within twenty-five miles of San Antonio where you can study to be a financial examiner, among forty schools of higher education total in the San Antonio area. The most common level of education for financial examiners is a Bachelor's degree. You can expect to spend about four years studying to be a financial examiner if you already have a high school diploma.

CAREER DESCRIPTION: Financial Examiner

Financial Examiner video from the State of New Jersey Dept. of Labor and Workforce Development

In general, financial examiners enforce or ensure compliance with laws and regulations governing financial and securities institutions and financial and real estate transactions. They also may examine, verify correctness of, or establish authenticity of records.

Every day, financial examiners are expected to be able to think through problems and come up with general rules. They need to articulate ideas and problems. It is also important that they listen to and understand others in meetings.

It is important for financial examiners to formulate and review work of assigned subordinates. They are often called upon to investigate efforts of institutions to enforce laws and regulations and to insure legality of transactions and operations or financial solvency. They also inspect balance sheets, operating income and expense accounts, and loan documentation to confirm institution assets and liabilities. They are sometimes expected to recommend actions to insure adherence to laws and regulations, or to safeguard solvency of institutions. Somewhat less frequently, financial examiners are also expected to evaluate data processing applications for institutions under examination to evolve recommendations for coordinating existing systems with examination procedures.

Financial examiners sometimes are asked to train other examiners in the financial examination process. They also have to be able to inspect audit reports of internal and external auditors to track adequacy of scope of reports or to discover specific weaknesses in internal routines and inspect and analyze new, proposed, or revised laws, regulations and procedures to interpret their meaning and decide on their impact. And finally, they sometimes have to establish guidelines for procedures and policies that comply with new and revised regulations and direct their implementation.

Like many other jobs, financial examiners must have exceptional integrity and be thorough and dependable.

Similar jobs with educational opportunities in San Antonio include:

  • Accountant. Analyze financial information and prepare financial reports to determine or maintain records of assets, liabilities, profit and loss, tax liability, or other financial activities within an organization.
  • Assessor. Appraise real and personal property to determine its fair value. May assess taxes in accordance with prescribed schedules.
  • Auditor. Examine and analyze accounting records to determine financial status of establishment and prepare financial reports concerning operating procedures.
  • Budget Analyst. Examine budget estimates for completeness, accuracy, and conformance with procedures and regulations. Analyze budgeting and accounting reports for the purpose of maintaining expenditure controls.
  • Credit Analyst. Analyze current credit data and financial statements of individuals or firms to determine the degree of risk involved in extending credit or lending money. Prepare reports with this credit information for use in decision-making.
  • Financial Analyst. Conduct quantitative analyses of information affecting investment programs of public or private institutions.
  • Income Tax Advisor. Prepare tax returns for individuals or small businesses but do not have the background or responsibilities of an accredited or certified public accountant.
  • Loan Counselor. Provide guidance to prospective loan applicants who have problems qualifying for traditional loans. Guidance may include determining the best type of loan and explaining loan requirements or restrictions.
  • Loan Officer. Evaluate, authorize, or recommend approval of commercial, real estate, or credit loans. Advise borrowers on financial status and methods of payments. Includes mortgage loan officers and agents, collection analysts, loan servicing officers, and loan underwriters.
  • Personal Financial Planner. Advise clients on financial plans utilizing knowledge of tax and investment strategies, securities, and real estate. Duties include assessing clients' assets, liabilities, and financial objectives to establish investment strategies.
  • Real Estate Appraiser. Appraise real property to determine its value for purchase, sales, or loan purposes.
  • Tax Examiner. Determine tax liability or collect taxes from individuals or business firms according to prescribed laws and regulations.

EDUCATIONAL OPPORTUNITIES: Financial Examiner Training

Our Lady of the Lake University-San Antonio - San Antonio, TX

Our Lady of the Lake University-San Antonio, 411 SW 24th St, San Antonio, TX 78207-4689. Our Lady of the Lake University-San Antonio is a small university located in San Antonio, Texas. It is a private not-for-profit school with primarily 4-year or above programs. It has 2,642 students and an admission rate of 51%. Our Lady of the Lake University-San Antonio has a bachelor's degree and a master's degree program in Accounting which graduated thirteen and three students respectively in 2008.

Schreiner University - Kerrville, TX

Schreiner University, 2100 Memorial Blvd, Kerrville, TX 78028-5697. Schreiner University is a small university located in Kerrville, Texas. It is a private not-for-profit school with primarily 4-year or above programs. It has 974 students and an admission rate of 59%. Schreiner University has a bachelor's degree program in Accounting.

Texas State University-San Marcos - San Marcos, TX

Texas State University-San Marcos, 601 University Dr, San Marcos, TX 78666. Texas State University-San Marcos is a large university located in San Marcos, Texas. It is a public school with primarily 4-year or above programs. It has 29,125 students and an admission rate of 74%. Texas State University-San Marcos has a bachelor's degree and a master's degree program in Accounting which graduated zero and eighty-four students respectively in 2008.

University of Phoenix-San Antonio Campus - San Antonio, TX

University of Phoenix-San Antonio Campus, 8200 IH-10 West Suite 910, San Antonio, TX 78230-3876. University of Phoenix-San Antonio Campus is a small university located in San Antonio, Texas. It is a private for-profit school with primarily 4-year or above programs and has 664 students. University of Phoenix-San Antonio Campus has a bachelor's degree program in Accounting which graduated three students in 2008.

Palo Alto College - San Antonio, TX

Palo Alto College, 1400 Villaret, San Antonio, TX 78224-2499. Palo Alto College is a medium sized college located in San Antonio, Texas. It is a public school with primarily 2-year programs and has 7,791 students. Palo Alto College has an associate's degree program in Accounting which graduated fifteen students in 2008.

The University of Texas at San Antonio - San Antonio, TX

The University of Texas at San Antonio, One UTSA Circle, San Antonio, TX 78249-1644. The University of Texas at San Antonio is a large university located in San Antonio, Texas. It is a public school with primarily 4-year or above programs. It has 28,413 students and an admission rate of 93%. The University of Texas at San Antonio has 2 areas of study related to Financial Examiner. They are:

  • Accounting, bachelor's degree, master's degree, and doctor's degree which graduated two, thirty, and one students respectively in 2008.
  • Taxation, master's degree which graduated 9 students in 2008.

St Marys University - San Antonio, TX

St Marys University, One Camino Santa Maria, San Antonio, TX 78228-8572. St Marys University is a small university located in San Antonio, Texas. It is a private not-for-profit school with primarily 4-year or above programs. It has 3,888 students and an admission rate of 63%. St Marys University has a bachelor's degree and a master's degree program in Accounting which graduated zero and two students respectively in 2008.

University of the Incarnate Word - San Antonio, TX

University of the Incarnate Word, 4301 Broadway, San Antonio, TX 78209. University of the Incarnate Word is a medium sized university located in San Antonio, Texas. It is a private not-for-profit school with primarily 4-year or above programs. It has 6,361 students and an admission rate of 67%. University of the Incarnate Word has a master's degree program in Accounting which graduated seventeen students in 2008.

Trinity University - San Antonio, TX

Trinity University, One Trinity Place, San Antonio, TX 78212-7200. Trinity University is a small university located in San Antonio, Texas. It is a private not-for-profit school with primarily 4-year or above programs. It has 2,610 students and an admission rate of 58%. Trinity University has a bachelor's degree and a master's degree program in Accounting which graduated four and fifteen students respectively in 2008.

Texas Lutheran University - Seguin, TX

Texas Lutheran University, 1000 W. Court St, Seguin, TX 78155-5999. Texas Lutheran University is a small university located in Seguin, Texas. It is a private not-for-profit school with primarily 4-year or above programs. It has 1,432 students and an admission rate of 73%. Texas Lutheran University has a bachelor's degree program in Accounting.

CERTIFICATIONS

Certified Forensic Accountant: Forensic accountants are professionals who use a unique blend of education and experience to apply accounting, auditing, and investigative skills to uncover truth, form legal opinions, and assist in investigations.

For more information, see the American College of Forensic Examiners website.

Associate in Premium Auditing: The Associate in Premium Auditing program provides a sold foundation in essential auditing, accounting, and insurance principles.

For more information, see the American Institute for CPCU and Insurance Institute of America website.

Risk Management for Public Entities: Understand the unique nature of the public sector.

For more information, see the American Institute for CPCU and Insurance Institute of America website.

Certified Treasury Professional Associate: We recognize the accomplishments of these full-time students who successfully completed the Corporate Treasury Management program at their college/university and passed the CTP exam to earn the Certified Treasury Professional Associate credential.

For more information, see the Association for Financial Professionals website.

Certified Fraud Examiner: The ACFE established and administers the Certified Fraud Examiner (CFE) designation.

For more information, see the Association of Certified Fraud Examiners website.

Certified Bank Auditor: The purpose of BAI Center for Certification - Certified Bank Auditor® (CBA) Continuing Professional Education (CPE) Program is to promote professional development and to provide a means for recognizing CBAs to keep current with industry changes or furthering their own development in banking, technology, auditing, or other disciplines that contribute to a CBA?s growth and development.

For more information, see the BAI Center for Certification website.

International Certificate in Banking Risk and Regulation: The role of risk management is becoming more important as both banks and supervisors around the world increasingly recognize that sound risk management practices are vital, not only for the success of individual banks, but also for the banking system as a whole.

For more information, see the Global Association of Risk Professionals website.

Certified IRA Services Professional: Applicable to financial services professionals who have dedicated IRA operational and technical experience.

For more information, see the Institute of Certified Bankers website.

Accredited Insurance Examiner: An Accredited Insurance Examiner (AIE) is awarded to insurance regulatory professionals who have been extensively trained in one of two primary fields of insurance regulation, Property and Casualty or Life and Health.

For more information, see the Insurance Regulatory Examiners Society website.

Certified Investment Management Analyst: The CIMA offers an intense educational experience focusing on asset allocation, manager search and selection, investment policy and performance measurement.

For more information, see the Investment Management Consultants Association website.

Economic Development Finance Professional: In NDC's EDFP Certification Program you will build the capacity to translate development opportunities into results for their communities.

For more information, see the The National Development Council website.

LOCATION INFORMATION: San Antonio, Texas

San Antonio, Texas
San Antonio, Texas photo by Zereshk

San Antonio is situated in Bexar County, Texas. It has a population of over 1,351,305, which has grown by 18.1% in the past ten years. The cost of living index in San Antonio, 80, is well below the national average. New single-family homes in San Antonio are valued at $174,900 on average, which is near the state average. In 2008, 2,665 new homes were constructed in San Antonio, down from 4,253 the previous year.

The three most popular industries for women in San Antonio are health care, educational services, and accommodation and food services. For men, it is construction, accommodation and food services, and health care. The average commute to work is about 24 minutes. More than 21.6% of San Antonio residents have a bachelor's degree, which is lower than the state average. The percentage of residents with a graduate degree, 7.9%, is higher than the state average.

The unemployment rate in San Antonio is 6.6%, which is less than Texas's average of 8.1%.

The percentage of San Antonio residents that are affiliated with a religious congregation, 65.1%, is more than both the national and state average. El Buen Samaritano United Methodist Church, Pentecostal Holiness Church and Pentecostal Home Missionary Church are all churches located in San Antonio. The most common religious groups are the Catholic Church, the Southern Baptist Convention and the Charismatic Churches Independent.

San Antonio is home to the Monte Vista Residential Historic District and the Main and Military Plazas Historic District as well as Kennedy Park and Buckeye Park. Shopping centers in the area include Windsor Park Mall, Windsor Park Shopping Center and Wonderland Shopping Center. Visitors to San Antonio can choose from Alpha Hotel, Alamo Executive Suites Inc and Chevy Chase Apartments & Townhomes for temporary stays in the area.