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Career and Education Opportunities for Credit Investigators in Texas

Texas has a population of 24,782,302, which has grown by 18.85% in the last 10 years. Nicknamed the "Lone Star State," its capital is Austin, though its biggest city is Houston.

There are currently 5,960 working credit investigators in Texas; this should shrink 4% to about 5,720 working credit investigators in the state by 2016. This is not quite as good as the national trend for credit investigators, which sees this job pool growing by about 2.8% over the next eight years. Credit investigators generally investigate history and credit standing of individuals or business establishments applying for credit.

Credit investigators earn approximately $14 hourly or $30,110 per year on average in Texas. Nationally they average about $14 hourly or $30,390 yearly. Earnings for credit investigators are better than earnings in the general category of Credit Authorization in Texas and better than general Credit Authorization category earnings nationally.

In 2008, there were a total of 14,469,900 jobs in Texas. The average annual income was $37,809 in 2008, up from $36,838 in 2007. The unemployment rate in Texas was 7.6% in 2009, which has grown by 2.7% since the previous year. Roughly 23.2% of Texas residents have college degrees, which is lower than the national average.

The top industries in Texas include petroleum products merchant wholesalers, petroleum products merchant wholesalers (except bulk stations), and other basic organic chemical manufacturing. Notable tourist destinations include the Cy Twombly Gallery, the Collectors Shop At The Houston Museum Of Natural Science, and the APT Galerie d' Art.

CITIES WITH Credit Investigator OPPORTUNITIES IN Texas


JOB DESCRIPTION: Credit Investigator

In general, credit investigators investigate history and credit standing of individuals or business establishments applying for credit. They also telephone or write to credit departments of business and service establishments to obtain information about applicant's credit standing.

Every day, credit investigators are expected to be able to articulate ideas and problems. It is also important that they listen to and understand others in meetings.

Similar jobs with educational opportunities in Texas include:

  • Accounts Receivable Specialist. Locate and notify customers of delinquent accounts by mail, telephone, or personal visit to solicit payment. Duties include receiving payment and posting amount to customer's account; preparing statements to credit department if customer fails to respond; initiating repossession proceedings or service disconnection; keeping records of collection and status of accounts.
  • Correspondence Clerk. Compose letters in reply to requests for merchandise, damage claims, credit and other information, delinquent accounts, or unsatisfactory services. Duties may include gathering data to formulate reply and typing correspondence.
  • Customer Care Specialist. Interact with customers to provide information in response to inquiries about products and services and to handle and resolve complaints.
  • Eligibility and Occupancy Interviewer. Determine eligibility of persons applying to receive assistance from government programs and agency resources, such as welfare, unemployment benefits, and public housing.
  • Insurance Claims Processor. Obtain information from insured or designated persons for purpose of settling claim with insurance carrier.
  • Insurance Processing Clerk. Process applications for, changes to, and cancellation of insurance policies. Duties include reviewing insurance applications to ensure that all questions have been answered, compiling data on insurance policy changes, changing policy records to conform to insured party's specifications, compiling data on lapsed insurance policies to determine automatic reinstatement according to company policies, canceling insurance policies as requested by agents, and verifying the accuracy of insurance company records.
  • Interviewer. Interview persons by telephone, mail, or by other means for the purpose of completing forms, applications, or questionnaires. Ask specific questions, record answers, and assist persons with completing form. May sort, classify, and file forms.
  • Municipal Clerk. Draft agendas and bylaws for town or city council; record minutes of council meetings; answer official correspondence; keep fiscal records and accounts; and prepare reports on civic needs.
  • Procurement Clerk. Compile information and records to draw up purchase orders for procurement of materials and services.

LOCATION INFORMATION: Texas

Texas
Texas photo by Flcelloguy

Texas has a population of 24,782,302, which has grown by 18.85% in the last 10 years. Nicknamed the "Lone Star State," its capital is Austin, though its biggest city is Houston. In 2008, there were a total of 14,469,900 jobs in Texas. The average annual income was $37,809 in 2008, up from $36,838 in 2007. The unemployment rate in Texas was 7.6% in 2009, which has grown by 2.7% since the previous year. Approximately 23.2% of Texas residents have college degrees, which is lower than the national average.

The top industries in Texas include petroleum products merchant wholesalers, petroleum products merchant wholesalers (except bulk stations), and other basic organic chemical manufacturing. Notable tourist destinations include the APT Galerie d' Art, the Art Car Museum, and the Byzantine Fresco Chapel Museum.