Career and Education Opportunities for Title Examiners in Knoxville, Tennessee
Title examiner career and educational opportunities abound in Knoxville, Tennessee. There are currently 770 working title examiners in Tennessee; this should grow 7% to about 830 working title examiners in the state by 2016. This is better than the nation as a whole, where employment opportunities for title examiners are expected to shrink by about 0.7%. In general, title examiners search real estate records, examine titles, or summarize pertinent legal or insurance details for a variety of purposes.
Title examiners earn approximately $17 per hour or $36,860 per year on average in Tennessee. Nationally they average about $18 hourly or $38,300 annually. Compared with people working in the overall category of Administration and Support, people working as title examiners in Tennessee earn less. They earn less than people working in the overall category of Administration and Support nationally. Jobs in this field include: lien searcher, commercial title examiner, and title agent.
The Knoxville area is home to fifteen schools of higher education, including three within twenty-five miles of Knoxville where you can get a degree as a title examiner. The most common level of education for title examiners is a high school diploma or GED. You can expect to spend only a short time training to become a title examiner if you already have a high school diploma.
CAREER DESCRIPTION: Title Examiner
In general, title examiners search real estate records, examine titles, or summarize pertinent legal or insurance details for a variety of purposes. They also may compile lists of mortgages, contracts, and other instruments pertaining to titles by searching public and private records for law firms, real estate agencies, or title insurance companies.
Title examiners examine documentation such as mortgages and agreements in order to confirm factors such as properties' legal descriptions or restrictions. They also copy or summarize recorded documents, such as mortgages and contracts, that affect property titles. Equally important, title examiners have to read search requests so as to ascertain types of title evidence required and to obtain descriptions of properties and names of involved parties. They are often called upon to ready reports describing any title encumbrances encountered during searching efforts, and outlining actions needed to clear titles. They are expected to obtain maps or drawings delineating properties from company title plants and/or assessors' offices. Finally, title examiners enter into recordkeeping systems appropriate data needed to generate new title records or update existing ones.
Every day, title examiners are expected to be able to read and understand documents and reports. They need to articulate ideas and problems.
It is important for title examiners to verify accuracy and completeness of land-related documents accepted for registration; ready rejection notices when documents are not acceptable. They are often called upon to direct efforts of staff who search records and examine titles, assigning and evaluating work, and providing technical guidance as needed. They also summarize pertinent legal or insurance details, or sections of statutes or case law from reference books so that they can be used in examinations, or as proofs or ready reference. They are sometimes expected to retrieve and examine real estate closing files for accuracy and to insure that data included is recorded and executed in line with regulations. Somewhat less frequently, title examiners are also expected to assess fees pertaining to registration of property-related documents.
Title examiners sometimes are asked to ready and issue title commitments and title insurance policies on the basis of data compiled from title searches. They also have to be able to ready real estate closing statements, utilizing knowledge and expertise in real estate procedures And finally, they sometimes have to decide on whether land-related documents can be registered under the relevant legislation such as the Land Titles Act.
Like many other jobs, title examiners must be thorough and dependable and be reliable.
Similar jobs with educational opportunities in Knoxville include:
- Administrative Law Judge. Conduct hearings to decide or recommend decisions on claims concerning government programs or other government-related matters and prepare decisions. Determine penalties or the existence and the amount of liability, or recommend the acceptance or rejection of claims, or compromise settlements.
- Arbitrator. Facilitate negotiation and conflict resolution through dialogue. Resolve conflicts outside of the court system by mutual consent of parties involved.
- Court Reporter. Use verbatim methods and equipment to capture, store, and transcribe pretrial and trial proceedings or other information. Includes stenocaptioners who operate computerized stenographic captioning equipment to provide captions of live or prerecorded broadcasts for hearing-impaired viewers.
- Judge. Arbitrate, advise, or administer justice in a court of law. May sentence defendant in criminal cases according to government statutes. May determine liability of defendant in civil cases. May issue marriage licenses and perform wedding ceremonies.
- Legal Assistant. Assist lawyers by researching legal precedent, investigating facts, or preparing legal documents. Conduct research to support a legal proceeding, to formulate a defense, or to initiate legal action.
- Paralegal. Assist lawyers or judges by researching or preparing legal documents. May meet with clients or assist lawyers and judges in court.
EDUCATIONAL OPPORTUNITIES: Title Examiner Training
South College - Knoxville, TN
South College, 3904 Lonas Road, Knoxville, TN 37909-0000. South College is a small college located in Knoxville, Tennessee. It is a private for-profit school with primarily 4-year or above programs. It has 850 students and an admission rate of 100%. South College has an associate's degree program in Legal Assistant/Paralegal which graduated three students in 2008.
Pellissippi State Technical Community College - Knoxville, TN
Pellissippi State Technical Community College, 10915 Hardin Valley Road, Knoxville, TN 37933-0990. Pellissippi State Technical Community College is a medium sized college located in Knoxville, Tennessee. It is a public school with primarily 2-year programs. It has 8,742 students and an admission rate of 89%. Pellissippi State Technical Community College has an associate's degree program in Legal Assistant/Paralegal which graduated twelve students in 2008.
Roane State Community College - Harriman, TN
Roane State Community College, 276 Patton Lane, Harriman, TN 37748. Roane State Community College is a medium sized college located in Harriman, Tennessee. It is a public school with primarily 2-year programs. It has 5,531 students and an admission rate of 64%. Roane State Community College has an associate's degree program in Legal Assistant/Paralegal which graduated fifteen students in 2008.
LOCATION INFORMATION: Knoxville, Tennessee
Knoxville is located in Knox County, Tennessee. It has a population of over 184,802, which has grown by 6.3% in the past ten years. The cost of living index in Knoxville, 84, is well below the national average. New single-family homes in Knoxville are valued at $105,300 on average, which is well below the state average. In 2008, two hundred forty-one new homes were built in Knoxville, down from six hundred twenty-seven the previous year.
The three big industries for women in Knoxville are health care, educational services, and accommodation and food services. For men, it is educational services, construction, and accommodation and food services. The average travel time to work is about 20 minutes. More than 24.6% of Knoxville residents have a bachelor's degree, which is higher than the state average. The percentage of residents with a graduate degree, 9.5%, is higher than the state average.
The unemployment rate in Knoxville is 9.0%, which is less than Tennessee's average of 10.2%.
The percentage of Knoxville residents that are affiliated with a religious congregation, 62.0%, is more than both the national and state average. Lincoln Park United Methodist Church, Springhill Baptist Church and Lincoln Park Baptist Church are all churches located in Knoxville. The largest religious groups are the Southern Baptist Convention, the United Methodist Church and the Catholic Church.
Knoxville is home to the Eastern State Hospital Farm and the Berry Hall as well as Volunteer Park and Neyland Stadium. Shopping malls in the area include Clinton Plaza Shopping Center, Walker Springs Plaza Shopping Center and Northgate Plaza Shopping Center. Visitors to Knoxville can choose from Homewood Suites Knoxville West, Days Inn and Days Inn Knoxville West for temporary stays in the area.