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Career and Education Opportunities for Clerks in Chattanooga, Tennessee

There are many career and education opportunities for clerks in the Chattanooga, Tennessee area. The national trend for clerks sees this job pool growing by about 15.3% over the next eight years. In general, clerks compile data, compute fees and charges, and prepare invoices for billing purposes.

Clerks earn about $14 hourly or $29,130 yearly on average in Tennessee and about $14 hourly or $30,950 annually on average nationally. Clerks earn more than people working in the category of Billing and Bookkeeping generally in Tennessee and more than people in the Billing and Bookkeeping category nationally.

There are two schools within twenty-five miles of Chattanooga where you can study to be a clerk, among twenty schools of higher education total in the Chattanooga area. Given that the most common education level for clerks is a high school diploma or GED, you can expect to spend only a short time training to become a clerk if you already have a high school diploma.


In general, clerks compile data, compute fees and charges, and prepare invoices for billing purposes. They also duties include computing costs and calculating rates for goods, services, and shipment of goods; posting data; and keeping other relevant records.

Clerks verify precision of billing data and revise any errors. They also operate typing and billing machines. Equally important, clerks have to contact customers so as to obtain or relay account data. They are often called upon to perform bookkeeping work, including posting data and keeping other archives concerning costs of goods and services and the shipment of goods. Finally, clerks ready itemized statements or invoices; and record amounts due for items purchased or services rendered.

Every day, clerks are expected to be able to see details at a very fine level of focus. They need to articulate ideas and problems. It is also important that they listen to and understand others in meetings.

It is important for clerks to resolve discrepancies in accounting reports. They are often called upon to type billing documents and credit forms, using typewriters or computers. They also keep archives of invoices and support documents. They are sometimes expected to inspect documents such as purchase orders or hospital archives so as to compute fees and charges due. Somewhat less frequently, clerks are also expected to consult sources such as rate books and insurance company representatives in order to establish specific charges and data such as rules and government tax and tariff data.

Clerks sometimes are asked to compile reports of cost factors, such as labor and equipment. They also have to be able to inspect compiled data on operating costs and revenues so as to set rates And finally, they sometimes have to operate typing and billing machines.

Like many other jobs, clerks must be thorough and dependable and be reliable.

Similar jobs with educational opportunities in Chattanooga include:

  • Accounts Receivable Specialist. Locate and notify customers of delinquent accounts by mail, telephone, or personal visit to solicit payment. Duties include receiving payment and posting amount to customer's account; preparing statements to credit department if customer fails to respond; initiating repossession proceedings or service disconnection; keeping records of collection and status of accounts.
  • Bank Teller. Receive and pay out money. Keep records of money and negotiable instruments involved in a financial institution's various transactions.
  • Bookkeeper. Compute, classify, and record numerical data to keep financial records complete. Perform any combination of routine calculating, posting, and verifying duties to obtain primary financial data for use in maintaining accounting records. May also check the accuracy of figures, calculations, and postings pertaining to business transactions recorded by other workers.
  • Broker Assistant. Perform clerical duties involving the purchase or sale of securities. Duties include writing orders for stock purchases and sales, computing transfer taxes, verifying stock transactions, accepting and delivering securities, tracking stock price fluctuations, computing equity, and keeping records of daily transactions and holdings.
  • Gaming Cashier. Conduct financial transactions for patrons in gaming establishments. May reconcile daily summaries of transactions to balance books. Accept patron's credit application and verify credit references to provide check-cashing authorization or to establish house credit accounts. May sell gambling chips, tokens, or tickets to patrons, or to other workers for resale to patrons. May convert gaming chips, tokens, or tickets to currency upon patron's request. May use a cash register or computer to record transaction.
  • Insurance Claims Processor. Obtain information from insured or designated persons for purpose of settling claim with insurance carrier.
  • Insurance Processing Clerk. Process applications for, changes to, and cancellation of insurance policies. Duties include reviewing insurance applications to ensure that all questions have been answered, compiling data on insurance policy changes, changing policy records to conform to insured party's specifications, compiling data on lapsed insurance policies to determine automatic reinstatement according to company policies, canceling insurance policies as requested by agents, and verifying the accuracy of insurance company records.
  • Loan Inspector. Interview loan applicants to elicit information; investigate applicants' backgrounds and verify references; prepare loan request papers; and forward findings, reports, and documents to appraisal department. Review loan papers to ensure completeness, and complete transactions between loan establishment, borrowers, and sellers upon approval of loan.
  • Office Clerk. Perform duties too varied and diverse to be classified in any specific office clerical occupation, requiring limited knowledge of office management systems and procedures. Clerical duties may be assigned in accordance with the office procedures of individual establishments and may include a combination of answering telephones, bookkeeping, typing or word processing, stenography, office machine operation, and filing.
  • Payroll Machine Operator. Operate machines that automatically perform mathematical processes, such as addition, subtraction, and division, to calculate and record billing, accounting, and other numerical data. Duties include operating special billing machines to prepare statements, bills, and invoices, and operating bookkeeping machines to copy and post data, make computations, and compile records of transactions.
  • Secretary. Perform routine clerical and administrative functions such as drafting correspondence, scheduling appointments, organizing and maintaining paper and electronic files, or providing information to callers.
  • Statement Clerk. Prepare and distribute bank statements to customers, answer inquiries, and reconcile discrepancies in records and accounts.


Chattanooga State Technical Community College - Chattanooga, TN

Chattanooga State Technical Community College, 4501 Amnicola Hwy, Chattanooga, TN 37406-1097. Chattanooga State Technical Community College is a medium sized college located in Chattanooga, Tennessee. It is a public school with primarily 2-year programs and has 8,488 students. Chattanooga State Technical Community College has an associate's degree program in Accounting Technology/Technician and Bookkeeping which graduated twelve students in 2008.

Northwestern Technical College - Rock Spring, GA

Northwestern Technical College, 265 Bicentennial Trail, Rock Spring, GA 30739. Northwestern Technical College is a small college located in Rock Spring, Georgia. It is a public school with primarily 2-year programs and has 2,335 students. Northwestern Technical College has less than one year, one to two year, and associate's degree programs in Accounting Technology/Technician and Bookkeeping which graduated twenty-eight, twenty-five, and eighteen students respectively in 2008.


Certified Medical Coder: Experienced medical office professionals with exceptional coding skills are eligible to sit for the Certified Medical Coder (CMC) exam.

For more information, see the Practice Management Institute website.

LOCATION INFORMATION: Chattanooga, Tennessee

Chattanooga, Tennessee
Chattanooga, Tennessee photo by Avala

Chattanooga is situated in Hamilton County, Tennessee. It has a population of over 170,880, which has grown by 9.9% in the past ten years. The cost of living index in Chattanooga, 85, is well below the national average. New single-family homes in Chattanooga are priced at $141,100 on average, which is below the state average. In 2008, two hundred sixty-two new homes were built in Chattanooga, down from four hundred forty-one the previous year.

The top three industries for women in Chattanooga are health care, educational services, and finance and insurance. For men, it is construction, accommodation and food services, and health care. The average commute to work is about 20 minutes. More than 21.5% of Chattanooga residents have a bachelor's degree, which is higher than the state average. The percentage of residents with a graduate degree, 7.5%, is higher than the state average.

The unemployment rate in Chattanooga is 9.5%, which is less than Tennessee's average of 10.2%.

The percentage of Chattanooga residents that are affiliated with a religious congregation, 58.2%, is more than both the national and state average. Stuart Heights Baptist Church, Kings Point Church and Stanley United Methodist Church are some of the churches located in Chattanooga. The largest religious groups are the Southern Baptist Convention, the United Methodist Church and the Non-Charismatic Churches Independent.

Chattanooga is home to the Creeks Bend Golf Club and the Concord Golf Course as well as Warner Park and Ross Landing City Park. Shopping malls in the area include Northgate Mall, Northgate Crossing Shopping Center and Lee Plaza East Shopping Center. Visitors to Chattanooga can choose from Holiday Inn Express Hotel & Suites, Crystal Air Sport Motel and Hampton Inn Chattanooga I-75 North for temporary stays in the area.