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Career and Education Opportunities for Title Examiners in Chattanooga, Tennessee

If you want to be a title examiner, the Chattanooga, Tennessee area offers many opportunities both for education and employment. There are currently 770 working title examiners in Tennessee; this should grow by 7% to about 830 working title examiners in the state by 2016. This is better than the national trend for title examiners, which sees this job pool shrinking by about 0.7% over the next eight years. In general, title examiners search real estate records, examine titles, or summarize pertinent legal or insurance details for a variety of purposes.

Title examiners earn about $17 hourly or $36,860 yearly on average in Tennessee and about $18 per hour or $38,300 annually on average nationally. Title examiners earn less than people working in the category of Administration and Support generally in Tennessee and less than people in the Administration and Support category nationally. Jobs in this field include: title investigator, office manager, and title checker.

There are three schools within twenty-five miles of Chattanooga where you can study to be a title examiner, among twenty schools of higher education total in the Chattanooga area. Given that the most common education level for title examiners is a high school diploma or GED, it will take only a short time to learn to be a title examiner if you already have a high school diploma.

CAREER DESCRIPTION: Title Examiner

Title Examiner video from the State of New Jersey Dept. of Labor and Workforce Development

In general, title examiners search real estate records, examine titles, or summarize pertinent legal or insurance details for a variety of purposes. They also may compile lists of mortgages, contracts, and other instruments pertaining to titles by searching public and private records for law firms, real estate agencies, or title insurance companies.

Title examiners examine documentation such as mortgages and agreements in order to confirm factors such as properties' legal descriptions or restrictions. They also copy or summarize recorded documents, such as mortgages and contracts, that affect property titles. Equally important, title examiners have to read search requests so as to ascertain types of title evidence required and to obtain descriptions of properties and names of involved parties. They are often called upon to ready reports describing any title encumbrances encountered during searching efforts, and outlining actions needed to clear titles. They are expected to obtain maps or drawings delineating properties from company title plants and/or assessors' offices. Finally, title examiners enter into recordkeeping systems appropriate data needed to generate new title records or update existing ones.

Every day, title examiners are expected to be able to read and understand documents and reports. They need to articulate ideas and problems.

It is important for title examiners to verify accuracy and completeness of land-related documents accepted for registration; ready rejection notices when documents are not acceptable. They are often called upon to direct efforts of staff who search records and examine titles, assigning and evaluating work, and providing technical guidance as needed. They also summarize pertinent legal or insurance details, or sections of statutes or case law from reference books so that they can be used in examinations, or as proofs or ready reference. They are sometimes expected to retrieve and examine real estate closing files for accuracy and to insure that data included is recorded and executed in line with regulations. Somewhat less frequently, title examiners are also expected to assess fees pertaining to registration of property-related documents.

Title examiners sometimes are asked to ready and issue title commitments and title insurance policies on the basis of data compiled from title searches. They also have to be able to ready real estate closing statements, utilizing knowledge and expertise in real estate procedures And finally, they sometimes have to decide on whether land-related documents can be registered under the relevant legislation such as the Land Titles Act.

Like many other jobs, title examiners must be thorough and dependable and be reliable.

Similar jobs with educational opportunities in Chattanooga include:

  • Court Reporter. Use verbatim methods and equipment to capture, store, and transcribe pretrial and trial proceedings or other information. Includes stenocaptioners who operate computerized stenographic captioning equipment to provide captions of live or prerecorded broadcasts for hearing-impaired viewers.
  • Legal Assistant. Assist lawyers by researching legal precedent, investigating facts, or preparing legal documents. Conduct research to support a legal proceeding, to formulate a defense, or to initiate legal action.

EDUCATIONAL OPPORTUNITIES: Title Examiner Training

Chattanooga State Technical Community College - Chattanooga, TN

Chattanooga State Technical Community College, 4501 Amnicola Hwy, Chattanooga, TN 37406-1097. Chattanooga State Technical Community College is a medium sized college located in Chattanooga, Tennessee. It is a public school with primarily 2-year programs and has 8,488 students. Chattanooga State Technical Community College has an associate's degree program in Legal Assistant/Paralegal which graduated nineteen students in 2008.

Virginia College-School of Business and Health - Chattanooga, TN

Virginia College-School of Business and Health, 721 Eastgate Loop Rd., Chattanooga, TN 37411. Virginia College-School of Business and Health is a small college located in Chattanooga, Tennessee. It is a private for-profit school with primarily 4-year or above programs. It has 562 students and an admission rate of 91%. Virginia College-School of Business and Health has an associate's degree program in Legal Assistant/Paralegal.

The University of Tennessee at Chattanooga - Chattanooga, TN

The University of Tennessee at Chattanooga, 615 McCallie Ave, Chattanooga, TN 37403-2598. The University of Tennessee at Chattanooga is a medium sized university located in Chattanooga, Tennessee. It is a public school with primarily 4-year or above programs. It has 9,807 students and an admission rate of 79%. The University of Tennessee at Chattanooga has a bachelor's degree program in Legal Assistant/Paralegal which graduated sixteen students in 2008.

LOCATION INFORMATION: Chattanooga, Tennessee

Chattanooga, Tennessee
Chattanooga, Tennessee photo by Avala

Chattanooga is situated in Hamilton County, Tennessee. It has a population of over 170,880, which has grown by 9.9% in the past ten years. The cost of living index in Chattanooga, 85, is well below the national average. New single-family homes in Chattanooga are priced at $141,100 on average, which is below the state average. In 2008, two hundred sixty-two new homes were built in Chattanooga, down from four hundred forty-one the previous year.

The top three industries for women in Chattanooga are health care, educational services, and finance and insurance. For men, it is construction, accommodation and food services, and health care. The average commute to work is about 20 minutes. More than 21.5% of Chattanooga residents have a bachelor's degree, which is higher than the state average. The percentage of residents with a graduate degree, 7.5%, is higher than the state average.

The unemployment rate in Chattanooga is 9.5%, which is less than Tennessee's average of 10.2%.

The percentage of Chattanooga residents that are affiliated with a religious congregation, 58.2%, is more than both the national and state average. Stuart Heights Baptist Church, Kings Point Church and Stanley United Methodist Church are some of the churches located in Chattanooga. The largest religious groups are the Southern Baptist Convention, the United Methodist Church and the Non-Charismatic Churches Independent.

Chattanooga is home to the Creeks Bend Golf Club and the Concord Golf Course as well as Warner Park and Ross Landing City Park. Shopping malls in the area include Northgate Mall, Northgate Crossing Shopping Center and Lee Plaza East Shopping Center. Visitors to Chattanooga can choose from Holiday Inn Express Hotel & Suites, Crystal Air Sport Motel and Hampton Inn Chattanooga I-75 North for temporary stays in the area.