Career and Education Opportunities for Title Examiners in Warwick, Rhode Island
If you want to be a title examiner, the Warwick, Rhode Island area offers many opportunities both for education and employment. The national trend for title examiners sees this job pool shrinking by about 0.7% over the next eight years. Title examiners generally search real estate records, examine titles, or summarize pertinent legal or insurance details for a variety of purposes.
The average wage in the general category of Administration and Support jobs is $26 per hour or $53,306 per year in Rhode Island, and an average of $22 per hour or $46,095 per year nationwide. Jobs in this field include: title clerk, underwriter, and record searcher.
There are fifty-one schools of higher education in the Warwick area, including four within twenty-five miles of Warwick where you can get a degree to start your career as a title examiner. Title examiners usually hold a high school diploma or GED, so it will take only a short time to learn to be a title examiner if you already have a high school diploma.
CAREER DESCRIPTION: Title Examiner
In general, title examiners search real estate records, examine titles, or summarize pertinent legal or insurance details for a variety of purposes. They also may compile lists of mortgages, contracts, and other instruments pertaining to titles by searching public and private records for law firms, real estate agencies, or title insurance companies.
Title examiners examine documentation such as mortgages and agreements in order to confirm factors such as properties' legal descriptions or restrictions. They also copy or summarize recorded documents, such as mortgages and contracts, that affect property titles. Equally important, title examiners have to read search requests so as to ascertain types of title evidence required and to obtain descriptions of properties and names of involved parties. They are often called upon to ready reports describing any title encumbrances encountered during searching efforts, and outlining actions needed to clear titles. They are expected to obtain maps or drawings delineating properties from company title plants and/or assessors' offices. Finally, title examiners enter into recordkeeping systems appropriate data needed to generate new title records or update existing ones.
Every day, title examiners are expected to be able to read and understand documents and reports. They need to articulate ideas and problems.
It is important for title examiners to verify accuracy and completeness of land-related documents accepted for registration; ready rejection notices when documents are not acceptable. They are often called upon to direct efforts of staff who search records and examine titles, assigning and evaluating work, and providing technical guidance as needed. They also summarize pertinent legal or insurance details, or sections of statutes or case law from reference books so that they can be used in examinations, or as proofs or ready reference. They are sometimes expected to retrieve and examine real estate closing files for accuracy and to insure that data included is recorded and executed in line with regulations. Somewhat less frequently, title examiners are also expected to assess fees pertaining to registration of property-related documents.
Title examiners sometimes are asked to ready and issue title commitments and title insurance policies on the basis of data compiled from title searches. They also have to be able to ready real estate closing statements, utilizing knowledge and expertise in real estate procedures And finally, they sometimes have to decide on whether land-related documents can be registered under the relevant legislation such as the Land Titles Act.
Like many other jobs, title examiners must be thorough and dependable and be reliable.
Similar jobs with educational opportunities in Warwick include:
- Administrative Law Judge. Conduct hearings to decide or recommend decisions on claims concerning government programs or other government-related matters and prepare decisions. Determine penalties or the existence and the amount of liability, or recommend the acceptance or rejection of claims, or compromise settlements.
- Arbitrator. Facilitate negotiation and conflict resolution through dialogue. Resolve conflicts outside of the court system by mutual consent of parties involved.
- Court Reporter. Use verbatim methods and equipment to capture, store, and transcribe pretrial and trial proceedings or other information. Includes stenocaptioners who operate computerized stenographic captioning equipment to provide captions of live or prerecorded broadcasts for hearing-impaired viewers.
- Judge. Arbitrate, advise, or administer justice in a court of law. May sentence defendant in criminal cases according to government statutes. May determine liability of defendant in civil cases. May issue marriage licenses and perform wedding ceremonies.
- Legal Assistant. Assist lawyers by researching legal precedent, investigating facts, or preparing legal documents. Conduct research to support a legal proceeding, to formulate a defense, or to initiate legal action.
- Paralegal. Assist lawyers or judges by researching or preparing legal documents. May meet with clients or assist lawyers and judges in court.
EDUCATIONAL OPPORTUNITIES: Title Examiner Training
Providence College - Providence, RI
Providence College, River Ave and Eaton St, Providence, RI 02918-0001. Providence College is a medium sized college located in Providence, Rhode Island. It is a private not-for-profit school with primarily 4-year or above programs. It has 5,180 students and an admission rate of 45%. Providence College has an associate's degree program in Legal Assistant/Paralegal which graduated two students in 2008.
Johnson & Wales University - Providence, RI
Johnson & Wales University, 8 Abbott Park Place, Providence, RI 02903-3703. Johnson & Wales University is a large university located in Providence, Rhode Island. It is a private not-for-profit school with primarily 4-year or above programs. It has 10,488 students and an admission rate of 72%. Johnson & Wales University has one to two year, associate's degree, and bachelor's degree programs in Legal Assistant/Paralegal which graduated three, fourteen, and seven students respectively in 2008.
Community College of Rhode Island - Warwick, RI
Community College of Rhode Island, 400 East Ave, Warwick, RI 02886-1807. Community College of Rhode Island is a large college located in Warwick, Rhode Island. It is a public school with primarily 2-year programs and has 17,612 students. Community College of Rhode Island has an associate's degree program in Legal Assistant/Paralegal which graduated thirty-seven students in 2008.
Roger Williams University - Bristol, RI
Roger Williams University, One Old Ferry Rd, Bristol, RI 02809-2923. Roger Williams University is a small university located in Bristol, Rhode Island. It is a private not-for-profit school with primarily 4-year or above programs. It has 4,609 students and an admission rate of 61%. Roger Williams University has a bachelor's degree and a postbaccalaureate certificate program in Legal Assistant/Paralegal which graduated nine and six students respectively in 2008.
LOCATION INFORMATION: Warwick, Rhode Island
Warwick is located in Kent County, Rhode Island. It has a population of over 84,483, which has shrunk by 1.5% over the last ten years. The cost of living index in Warwick, 94, is below the national average. New single-family homes in Warwick are priced at $129,500 on average, which is far less than the state average. In 2008, thirty new homes were constructed in Warwick, down from forty-nine the previous year.
The three most popular industries for women in Warwick are health care, educational services, and finance and insurance. For men, it is construction, accommodation and food services, and public administration. The average travel time to work is about 22 minutes. More than 24.5% of Warwick residents have a bachelor's degree, which is lower than the state average. The percentage of residents with a graduate degree, 7.9%, is lower than the state average.
The unemployment rate in Warwick is 11.5%, which is less than Rhode Island's average of 12.2%.
The percentage of Warwick residents that are affiliated with a religious congregation, 67.1%, is more than both the national and state average. Warwick Bible Chapel, Warwick Central Baptist Church and Warwick Christian Fellowship Church are all churches located in Warwick. The largest religious groups are the Catholic Church, the Episcopal Church and the Evangelical Lutheran Church in America.
Warwick is home to the Kent County Chamber of Commerce and the Community College of Rhode Island Learning Resources Center as well as Apponaug Historic District and Salter Grove State Park. Shopping malls in the area include Buttonwoods Plaza Shopping Center, Buttonwoods Shopping Center and Clocktower Square Shopping Center. Visitors to Warwick can choose from Fairfield Inn Providence/Warwick, Extended Stay America and Courtyard by Marriott for temporary stays in the area.