Popular Careers

Career Development

Career development resources for aspiring professionals.

Career Change Center

Career change guides, tutorials and resources for professionals in transition.

Job Search Resources

Job search resources, websites, guides and directories for job seekers.


Career and Education Opportunities for Credit Analysts in Oregon

Oregon has a population of 3,825,657, which has grown by 11.82% in the last 10 years. Nicknamed the "Beaver State," its capital is Salem, though its biggest city is Portland.

Currently, 640 people work as credit analysts in Oregon. This is expected to grow by 14% to 720 people by 2016. This is not quite as good as the nation as a whole, where employment opportunities for credit analysts are expected to grow by about 15.0%. Credit analysts generally analyze current credit data and financial statements of individuals or firms to determine the degree of risk involved in extending credit or lending money.

The income of a credit analyst is about $25 hourly or $53,630 yearly on average in Oregon. In the U.S. as a whole, their income is about $26 per hour or $55,250 yearly on average. Incomes for credit analysts are not quite as good as in the overall category of Accounting and Auditing in Oregon, and not quite as good as the overall Accounting and Auditing category nationally. Jobs in this field include: credit and collections analyst, credit representative, and credit negotiator.

In 2008, there were a total of 2,339,488 jobs in Oregon. The average annual income was $36,365 in 2008, up from $35,737 in 2007. The unemployment rate in Oregon was 11.1% in 2009, which has grown by 4.6% since the previous year. Roughly 25.1% of Oregon residents have college degrees, which is higher than the national average.

The top industries in Oregon include wood product manufacturing, lumber construction materials merchant wholesalers, and lumber, plywood, millwork, and wood panel merchant wholesalers. Notable tourist attractions include the Milwaukie Museum, the Hippo Hardware & Trading Company, and the Children's Museum 2nd Generation.

CITIES WITH Credit Analyst OPPORTUNITIES IN Oregon


JOB DESCRIPTION: Credit Analyst

Credit Analyst video from the State of New Jersey Dept. of Labor and Workforce Development

In general, credit analysts analyze current credit data and financial statements of individuals or firms to determine the degree of risk involved in extending credit or lending money. They also prepare reports with this credit information for use in decision-making.

Every day, credit analysts are expected to be able to think through problems and come up with general rules. They need to articulate ideas and problems. It is also important that they deal with basic arithmetic problems.

Similar jobs with educational opportunities in Oregon include:

  • Accountant. Analyze financial information and prepare financial reports to determine or maintain records of assets, liabilities, profit and loss, tax liability, or other financial activities within an organization.
  • Assessor. Appraise real and personal property to determine its fair value. May assess taxes in accordance with prescribed schedules.
  • Auditor. Examine and analyze accounting records to determine financial status of establishment and prepare financial reports concerning operating procedures.
  • Budget Analyst. Examine budget estimates for completeness, accuracy, and conformance with procedures and regulations. Analyze budgeting and accounting reports for the purpose of maintaining expenditure controls.
  • Cost Analyst. Prepare cost estimates for product manufacturing, construction projects, or services to aid management in bidding on or determining price of product or service. May specialize according to particular service performed or type of product manufactured.
  • Financial Analyst. Conduct quantitative analyses of information affecting investment programs of public or private institutions.
  • Financial Examiner. Enforce or ensure compliance with laws and regulations governing financial and securities institutions and financial and real estate transactions. May examine, verify correctness of, or establish authenticity of records.
  • Income Tax Advisor. Prepare tax returns for individuals or small businesses but do not have the background or responsibilities of an accredited or certified public accountant.
  • Loan Counselor. Provide guidance to prospective loan applicants who have problems qualifying for traditional loans. Guidance may include determining the best type of loan and explaining loan requirements or restrictions.
  • Loan Officer. Evaluate, authorize, or recommend approval of commercial, real estate, or credit loans. Advise borrowers on financial status and methods of payments. Includes mortgage loan officers and agents, collection analysts, loan servicing officers, and loan underwriters.
  • Personal Financial Planner. Advise clients on financial plans utilizing knowledge of tax and investment strategies, securities, and real estate. Duties include assessing clients' assets, liabilities, and financial objectives to establish investment strategies.
  • Real Estate Appraiser. Appraise real property to determine its value for purchase, sales, or loan purposes.
  • Tax Examiner. Determine tax liability or collect taxes from individuals or business firms according to prescribed laws and regulations.

LOCATION INFORMATION: Oregon

Oregon
Oregon photo by Kelvin Kay

Oregon has a population of 3,825,657, which has grown by 11.82% in the last 10 years. Nicknamed the "Beaver State," its capital is Salem, though its biggest city is Portland. In 2008, there were a total of 2,339,488 jobs in Oregon. The average annual income was $36,365 in 2008, up from $35,737 the previous year. The unemployment rate in Oregon was 11.1% in 2009, which has grown by 4.6% since the previous year. About 25.1% of Oregon residents have college degrees, which is higher than the national average.

The top industries in Oregon include wood product manufacturing, lumber construction materials merchant wholesalers, and lumber, plywood, millwork, and wood panel merchant wholesalers. Notable tourist attractions include the Children's Museum 2nd Generation, the 3D Center of Art & Photography, and the Northwest Film Center.