Career and Education Opportunities for Title Examiners in Charlotte, North Carolina
For those living in the Charlotte, North Carolina area, there are many career and education opportunities for title examiners. Currently, 590 people work as title examiners in North Carolina. This is expected to grow by 21% to 710 people by 2016. This is better than the nation as a whole, where employment opportunities for title examiners are expected to shrink by about 0.7%. In general, title examiners search real estate records, examine titles, or summarize pertinent legal or insurance details for a variety of purposes.
Title examiners earn approximately $21 hourly or $45,520 per year on average in North Carolina. Nationally they average about $18 per hour or $38,300 annually. Earnings for title examiners are better than earnings in the general category of Administration and Support in North Carolina and not quite as good as general Administration and Support category earnings nationally. Jobs in this field include: title officer, underwriter, and record searcher.
The Charlotte area is home to forty-three schools of higher education, including three within twenty-five miles of Charlotte where you can get a degree as a title examiner. Title examiners usually hold a high school diploma or GED, so you can expect to spend only a short time studying to be a title examiner if you already have a high school diploma.
CAREER DESCRIPTION: Title Examiner
In general, title examiners search real estate records, examine titles, or summarize pertinent legal or insurance details for a variety of purposes. They also may compile lists of mortgages, contracts, and other instruments pertaining to titles by searching public and private records for law firms, real estate agencies, or title insurance companies.
Title examiners examine documentation such as mortgages and agreements in order to confirm factors such as properties' legal descriptions or restrictions. They also copy or summarize recorded documents, such as mortgages and contracts, that affect property titles. Equally important, title examiners have to read search requests so as to ascertain types of title evidence required and to obtain descriptions of properties and names of involved parties. They are often called upon to ready reports describing any title encumbrances encountered during searching efforts, and outlining actions needed to clear titles. They are expected to obtain maps or drawings delineating properties from company title plants and/or assessors' offices. Finally, title examiners enter into recordkeeping systems appropriate data needed to generate new title records or update existing ones.
Every day, title examiners are expected to be able to read and understand documents and reports. They need to articulate ideas and problems.
It is important for title examiners to verify accuracy and completeness of land-related documents accepted for registration; ready rejection notices when documents are not acceptable. They are often called upon to direct efforts of staff who search records and examine titles, assigning and evaluating work, and providing technical guidance as needed. They also summarize pertinent legal or insurance details, or sections of statutes or case law from reference books so that they can be used in examinations, or as proofs or ready reference. They are sometimes expected to retrieve and examine real estate closing files for accuracy and to insure that data included is recorded and executed in line with regulations. Somewhat less frequently, title examiners are also expected to assess fees pertaining to registration of property-related documents.
Title examiners sometimes are asked to ready and issue title commitments and title insurance policies on the basis of data compiled from title searches. They also have to be able to ready real estate closing statements, utilizing knowledge and expertise in real estate procedures And finally, they sometimes have to decide on whether land-related documents can be registered under the relevant legislation such as the Land Titles Act.
Like many other jobs, title examiners must be thorough and dependable and be reliable.
Similar jobs with educational opportunities in Charlotte include:
- Court Reporter. Use verbatim methods and equipment to capture, store, and transcribe pretrial and trial proceedings or other information. Includes stenocaptioners who operate computerized stenographic captioning equipment to provide captions of live or prerecorded broadcasts for hearing-impaired viewers.
- Legal Assistant. Assist lawyers by researching legal precedent, investigating facts, or preparing legal documents. Conduct research to support a legal proceeding, to formulate a defense, or to initiate legal action.
EDUCATIONAL OPPORTUNITIES: Title Examiner Training
King's College - Charlotte, NC
King's College, 322 Lamar Avenue, Charlotte, NC 28204. King's College is a small college located in Charlotte, North Carolina. It is a private for-profit school with primarily 2-year programs. It has 604 students and an admission rate of 82%. King's College has an associate's degree program in Legal Assistant/Paralegal which graduated sixteen students in 2008.
Gaston College - Dallas, NC
Gaston College, 201 Hwy 321 S, Dallas, NC 28034. Gaston College is a medium sized college located in Dallas, North Carolina. It is a public school with primarily 2-year programs and has 5,557 students. Gaston College has a less than one year and an associate's degree program in Legal Assistant/Paralegal which graduated zero and sixteen students respectively in 2008.
Central Piedmont Community College - Charlotte, NC
Central Piedmont Community College, 1201 Elizabeth Avenue, Charlotte, NC 28204. Central Piedmont Community College is a large college located in Charlotte, North Carolina. It is a public school with primarily 2-year programs and has 16,536 students. Central Piedmont Community College has a one to two year and an associate's degree program in Legal Assistant/Paralegal which graduated eighteen and sixteen students respectively in 2008.
LOCATION INFORMATION: Charlotte, North Carolina
Charlotte is located in Mecklenburg County, North Carolina. It has a population of over 687,456, which has grown by 27.1% over the last ten years. The cost of living index in Charlotte, 86, is well below the national average.
The three big industries for women in Charlotte are health care, finance and insurance, and educational services. For men, it is construction, finance and insurance, and professional, scientific, and technical services. The average commute to work is about 25 minutes. More than 36.4% of Charlotte residents have a bachelor's degree, which is higher than the state average. The percentage of residents with a graduate degree, 10.5%, is higher than the state average.
The unemployment rate in Charlotte is 9.7%, which is less than North Carolina's average of 10.6%.
The percentage of Charlotte residents that are affiliated with a religious congregation, 48.0%, is less than the national average but more than the state average. New Hampton Church, New Emmanuel Church and New East Stonewall Church are all churches located in Charlotte. The largest religious groups are the Southern Baptist Convention, the Catholic Church and the United Methodist Church.
Charlotte is home to the Crown Point Plaza and the Providence Square as well as Kilborne District Park and Little Rock Road District Park. Shopping malls in the area include Heckinger Shopping Center, Hampshire Hills Shopping Center and Providence Village Shopping Center. Visitors to Charlotte can choose from American Motel, Extended Stay America - Charlotte/Tyvola and Drury Inn and Suites Charlotte for temporary stays in the area.