Career and Education Opportunities for Title Examiners in Ramapo, New York
Title examiners can find many career and educational opportunities in the Ramapo, New York area. There are currently 3,380 working title examiners in New York; this should shrink by 1% to about 3,350 working title examiners in the state by 2016. This is not quite as good as the national trend for title examiners, which sees this job pool shrinking by about 0.7% over the next eight years. Title examiners generally search real estate records, examine titles, or summarize pertinent legal or insurance details for a variety of purposes.
A person working as a title examiner can expect to earn about $18 hourly or $39,290 per year on average in New York and about $18 per hour or $38,300 annually on average in the U.S. as a whole. Incomes for title examiners are not quite as good as in the overall category of Administration and Support in New York, and not quite as good as the overall Administration and Support category nationally. Title examiners work in a variety of jobs, including: map examiner, title department manager, and title searcher.
There are seven schools within twenty-five miles of Ramapo where you can study to be a title examiner, among 136 schools of higher education total in the Ramapo area. Title examiners usually hold a high school diploma or GED, so you can expect to spend only a short time studying to be a title examiner if you already have a high school diploma.
CAREER DESCRIPTION: Title Examiner
In general, title examiners search real estate records, examine titles, or summarize pertinent legal or insurance details for a variety of purposes. They also may compile lists of mortgages, contracts, and other instruments pertaining to titles by searching public and private records for law firms, real estate agencies, or title insurance companies.
Title examiners examine documentation such as mortgages and agreements in order to confirm factors such as properties' legal descriptions or restrictions. They also copy or summarize recorded documents, such as mortgages and contracts, that affect property titles. Equally important, title examiners have to read search requests so as to ascertain types of title evidence required and to obtain descriptions of properties and names of involved parties. They are often called upon to ready reports describing any title encumbrances encountered during searching efforts, and outlining actions needed to clear titles. They are expected to obtain maps or drawings delineating properties from company title plants and/or assessors' offices. Finally, title examiners enter into recordkeeping systems appropriate data needed to generate new title records or update existing ones.
Every day, title examiners are expected to be able to read and understand documents and reports. They need to articulate ideas and problems.
It is important for title examiners to verify accuracy and completeness of land-related documents accepted for registration; ready rejection notices when documents are not acceptable. They are often called upon to direct efforts of staff who search records and examine titles, assigning and evaluating work, and providing technical guidance as needed. They also summarize pertinent legal or insurance details, or sections of statutes or case law from reference books so that they can be used in examinations, or as proofs or ready reference. They are sometimes expected to retrieve and examine real estate closing files for accuracy and to insure that data included is recorded and executed in line with regulations. Somewhat less frequently, title examiners are also expected to assess fees pertaining to registration of property-related documents.
Title examiners sometimes are asked to ready and issue title commitments and title insurance policies on the basis of data compiled from title searches. They also have to be able to ready real estate closing statements, utilizing knowledge and expertise in real estate procedures And finally, they sometimes have to decide on whether land-related documents can be registered under the relevant legislation such as the Land Titles Act.
Like many other jobs, title examiners must be thorough and dependable and be reliable.
Similar jobs with educational opportunities in Ramapo include:
- Administrative Law Judge. Conduct hearings to decide or recommend decisions on claims concerning government programs or other government-related matters and prepare decisions. Determine penalties or the existence and the amount of liability, or recommend the acceptance or rejection of claims, or compromise settlements.
- Arbitrator. Facilitate negotiation and conflict resolution through dialogue. Resolve conflicts outside of the court system by mutual consent of parties involved.
- Court Reporter. Use verbatim methods and equipment to capture, store, and transcribe pretrial and trial proceedings or other information. Includes stenocaptioners who operate computerized stenographic captioning equipment to provide captions of live or prerecorded broadcasts for hearing-impaired viewers.
- Judge. Arbitrate, advise, or administer justice in a court of law. May sentence defendant in criminal cases according to government statutes. May determine liability of defendant in civil cases. May issue marriage licenses and perform wedding ceremonies.
- Legal Assistant. Assist lawyers by researching legal precedent, investigating facts, or preparing legal documents. Conduct research to support a legal proceeding, to formulate a defense, or to initiate legal action.
- Paralegal. Assist lawyers or judges by researching or preparing legal documents. May meet with clients or assist lawyers and judges in court.
EDUCATIONAL OPPORTUNITIES: Title Examiner Training
CUNY Bronx Community College - Bronx, NY
CUNY Bronx Community College, W 181 St & University Ave, Bronx, NY 10453. CUNY Bronx Community College is a medium sized college located in Bronx, New York. It is a public school with primarily 2-year programs and has 9,348 students. CUNY Bronx Community College has a one to two year and an associate's degree program in Legal Assistant/Paralegal which graduated five and twenty-nine students respectively in 2008.
Berkeley College - West Paterson, NJ
Berkeley College, 44 Rifle Camp Rd, West Paterson, NJ 07424. Berkeley College is a small college located in West Paterson, New Jersey. It is a private for-profit school with primarily 4-year or above programs. It has 3,052 students and an admission rate of 78%. Berkeley College has an associate's degree program in Legal Assistant/Paralegal which graduated twenty-two students in 2008.
SUNY Westchester Community College - Valhalla, NY
SUNY Westchester Community College, 75 Grasslands Road, Valhalla, NY 10595. SUNY Westchester Community College is a large college located in Valhalla, New York. It is a public school with primarily 2-year programs and has 11,090 students. SUNY Westchester Community College has a one to two year and an associate's degree program in Legal Assistant/Paralegal which graduated twenty and seventeen students respectively in 2008.
Rockland Community College - Suffern, NY
Rockland Community College, 145 College Rd, Suffern, NY 10901. Rockland Community College is a medium sized college located in Suffern, New York. It is a public school with primarily 2-year programs and has 6,986 students. Rockland Community College has a one to two year and an associate's degree program in Legal Assistant/Paralegal which graduated eleven and fifteen students respectively in 2008.
Montclair State University - Montclair, NJ
Montclair State University, 1 Normal Avenue - 855 Valley Road, Montclair, NJ 07043-1624. Montclair State University is a large university located in Montclair, New Jersey. It is a public school with primarily 4-year or above programs. It has 17,475 students and an admission rate of 52%. Montclair State University has a postbaccalaureate certificate program in Legal Assistant/Paralegal which graduated fourteen students in 2008.
CUNY Hostos Community College - Bronx, NY
CUNY Hostos Community College, 500 Grand Concourse, Bronx, NY 10451. CUNY Hostos Community College is a medium sized college located in Bronx, New York. It is a public school with primarily 2-year programs and has 5,240 students. CUNY Hostos Community College has an associate's degree program in Legal Assistant/Paralegal which graduated four students in 2008.
Bergen Community College - Paramus, NJ
Bergen Community College, 400 Paramus Rd, Paramus, NJ 07652-1595. Bergen Community College is a large college located in Paramus, New Jersey. It is a public school with primarily 2-year programs and has 15,283 students. Bergen Community College has an associate's degree program in Legal Assistant/Paralegal which graduated sixteen students in 2008.
LOCATION INFORMATION: Ramapo, New York
Ramapo is situated in Rockland County, New York. It has a population of over 115,096, which has grown by 5.7% in the past ten years. The cost of living index in Ramapo, 150, is far greater than the national average. New single-family homes in Ramapo are valued at $187,300 on average, which is well below the state average. In 2008, one hundred seventy-four new homes were built in Ramapo, down from two hundred fourteen the previous year.
The three most popular industries for women in Ramapo are health care, educational services, and professional, scientific, and technical services. For men, it is educational services, professional, scientific, and technical services, and construction. The average commute to work is about 33 minutes. More than 34.5% of Ramapo residents have a bachelor's degree, which is higher than the state average. The percentage of residents with a graduate degree, 15.1%, is higher than the state average.
The unemployment rate in Ramapo is 6.6%, which is less than New York's average of 8.7%. About 16.3% of Ramapo's residents are below the poverty line, which is worse than the state average.
The percentage of Ramapo residents that are affiliated with a religious congregation, 82.9%, is more than both the national and state average. Wesley Chapel and Saint Vincent De Paul Church are all churches located in Ramapo. The most prominent religious groups are the Catholic Church, the Muslim Estimate and the United Methodist Church.
Ramapo is home to the Kanes Open Camp and the Cedar Hollow Country Club.