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Career and Education Opportunities for Financial Examiners in Ramapo, New York

There are many career and education opportunities for financial examiners in the Ramapo, New York area. Currently, 2,320 people work as financial examiners in New York. This is expected to grow 4% to about 2,400 people by 2016. This is not quite as good as the national trend for financial examiners, which sees this job pool growing by about 41.2% over the next eight years. Financial examiners generally enforce or ensure compliance with laws and regulations governing financial and securities institutions and financial and real estate transactions.

The income of a financial examiner is about $36 per hour or $75,110 per year on average in New York. In the U.S. as a whole, their income is about $34 per hour or $70,930 per year on average. Financial examiners earn more than people working in the category of Accounting and Auditing generally in New York and more than people in the Accounting and Auditing category nationally. Jobs in this field include: controller, accountant, and risk manager.

There are twenty-seven schools within twenty-five miles of Ramapo where you can study to be a financial examiner, among 136 schools of higher education total in the Ramapo area. The most common level of education for financial examiners is a Bachelor's degree. It will take about four years to learn to be a financial examiner if you already have a high school diploma.

CAREER DESCRIPTION: Financial Examiner

Financial Examiner video from the State of New Jersey Dept. of Labor and Workforce Development

In general, financial examiners enforce or ensure compliance with laws and regulations governing financial and securities institutions and financial and real estate transactions. They also may examine, verify correctness of, or establish authenticity of records.

Every day, financial examiners are expected to be able to think through problems and come up with general rules. They need to articulate ideas and problems. It is also important that they listen to and understand others in meetings.

It is important for financial examiners to formulate and review work of assigned subordinates. They are often called upon to investigate efforts of institutions to enforce laws and regulations and to insure legality of transactions and operations or financial solvency. They also inspect balance sheets, operating income and expense accounts, and loan documentation to confirm institution assets and liabilities. They are sometimes expected to recommend actions to insure adherence to laws and regulations, or to safeguard solvency of institutions. Somewhat less frequently, financial examiners are also expected to evaluate data processing applications for institutions under examination to evolve recommendations for coordinating existing systems with examination procedures.

Financial examiners sometimes are asked to train other examiners in the financial examination process. They also have to be able to inspect audit reports of internal and external auditors to track adequacy of scope of reports or to discover specific weaknesses in internal routines and inspect and analyze new, proposed, or revised laws, regulations and procedures to interpret their meaning and decide on their impact. And finally, they sometimes have to establish guidelines for procedures and policies that comply with new and revised regulations and direct their implementation.

Like many other jobs, financial examiners must have exceptional integrity and be thorough and dependable.

Similar jobs with educational opportunities in Ramapo include:

  • Accountant. Analyze financial information and prepare financial reports to determine or maintain records of assets, liabilities, profit and loss, tax liability, or other financial activities within an organization.
  • Auditor. Examine and analyze accounting records to determine financial status of establishment and prepare financial reports concerning operating procedures.
  • Budget Analyst. Examine budget estimates for completeness, accuracy, and conformance with procedures and regulations. Analyze budgeting and accounting reports for the purpose of maintaining expenditure controls.
  • Credit Analyst. Analyze current credit data and financial statements of individuals or firms to determine the degree of risk involved in extending credit or lending money. Prepare reports with this credit information for use in decision-making.
  • Financial Analyst. Conduct quantitative analyses of information affecting investment programs of public or private institutions.
  • Income Tax Advisor. Prepare tax returns for individuals or small businesses but do not have the background or responsibilities of an accredited or certified public accountant.
  • Loan Counselor. Provide guidance to prospective loan applicants who have problems qualifying for traditional loans. Guidance may include determining the best type of loan and explaining loan requirements or restrictions.
  • Loan Officer. Evaluate, authorize, or recommend approval of commercial, real estate, or credit loans. Advise borrowers on financial status and methods of payments. Includes mortgage loan officers and agents, collection analysts, loan servicing officers, and loan underwriters.
  • Personal Financial Planner. Advise clients on financial plans utilizing knowledge of tax and investment strategies, securities, and real estate. Duties include assessing clients' assets, liabilities, and financial objectives to establish investment strategies.
  • Tax Examiner. Determine tax liability or collect taxes from individuals or business firms according to prescribed laws and regulations.

EDUCATIONAL OPPORTUNITIES: Financial Examiner Training

Saint Thomas Aquinas College - Sparkill, NY

Saint Thomas Aquinas College, 125 Rte 340, Sparkill, NY 10976-1050. Saint Thomas Aquinas College is a small college located in Sparkill, New York. It is a private not-for-profit school with primarily 4-year or above programs. It has 2,099 students and an admission rate of 79%. Saint Thomas Aquinas College has a bachelor's degree program in Accounting which graduated nineteen students in 2008.

Fordham University - Bronx, NY

Fordham University, 441 E Fordham Rd, Bronx, NY 10458. Fordham University is a large university located in Bronx, New York. It is a private not-for-profit school with primarily 4-year or above programs. It has 14,666 students and an admission rate of 47%. Fordham University has 2 areas of study related to Financial Examiner. They are:

  • Accounting, bachelor's degree, master's degree, and post-master's certificate which graduated 107, one, and one students respectively in 2008.
  • Taxation, master's degree and post-master's certificate which graduated twenty-five and zero students respectively in 2008.

Bloomfield College - Bloomfield, NJ

Bloomfield College, 467 Franklin St, Bloomfield, NJ 07003. Bloomfield College is a small college located in Bloomfield, New Jersey. It is a private not-for-profit school with primarily 4-year or above programs. It has 2,009 students and an admission rate of 29%. Bloomfield College has a bachelor's degree program in Accounting which graduated twelve students in 2008.

Fairleigh Dickinson University-Metropolitan Campus - Teaneck, NJ

Fairleigh Dickinson University-Metropolitan Campus, 1000 River Rd, Teaneck, NJ 07666. Fairleigh Dickinson University-Metropolitan Campus is a medium sized university located in Teaneck, New Jersey. It is a private not-for-profit school with primarily 4-year or above programs. It has 8,693 students and an admission rate of 61%. Fairleigh Dickinson University-Metropolitan Campus has 2 areas of study related to Financial Examiner. They are:

  • Accounting, bachelor's degree and master's degree which graduated twenty-two and seventy-one students respectively in 2008.
  • Taxation, master's degree which graduated 1 student in 2008.

Monroe College-Main Campus - Bronx, NY

Monroe College-Main Campus, Monroe College Way, Bronx, NY 10468. Monroe College-Main Campus is a small college located in Bronx, New York. It is a private for-profit school with primarily 4-year or above programs. It has 4,767 students and an admission rate of 61%. Monroe College-Main Campus has a bachelor's degree program in Accounting which graduated ninety-seven students in 2008.

Felician College - Lodi, NJ

Felician College, 262 S Main St, Lodi, NJ 07644. Felician College is a small college located in Lodi, New Jersey. It is a private not-for-profit school with primarily 4-year or above programs. It has 2,202 students and an admission rate of 69%. Felician College has a bachelor's degree program in Accounting which graduated three students in 2008.

Monroe College-New Rochelle - New Rochelle, NY

Monroe College-New Rochelle, 434 Main St, New Rochelle, NY 10801. Monroe College-New Rochelle is a small college located in New Rochelle, New York. It is a private for-profit school with primarily 4-year or above programs. It has 2,153 students and an admission rate of 60%. Monroe College-New Rochelle has a bachelor's degree program in Accounting which graduated sixty-one students in 2008.

Dominican College of Blauvelt - Orangeburg, NY

Dominican College of Blauvelt, 470 Western Highway, Orangeburg, NY 10962-1210. Dominican College of Blauvelt is a small college located in Orangeburg, New York. It is a private not-for-profit school with primarily 4-year or above programs. It has 1,962 students and an admission rate of 76%. Dominican College of Blauvelt has a bachelor's degree program in Accounting which graduated six students in 2008.

Long Island University-Rockland Campus - Orangeburg, NY

Long Island University-Rockland Campus, 70 Route 340, Orangeburg, NY 10962-2219. Long Island University-Rockland Campus is a small university located in Orangeburg, New York. It is a private not-for-profit school with primarily 4-year or above programs and has 414 students. Long Island University-Rockland Campus has a master's degree program in Accounting.

Keyskills Learning - Clifton, NJ

Keyskills Learning, 50 Mount Prospect Ave, Clifton, NJ 07013. Keyskills Learning is a small school located in Clifton, New Jersey. It is a private for-profit school with primarily less-than 2-year programs and has 126 students. Keyskills Learning has a less than one year program in Accounting which graduated forty-one students in 2008.

CUNY Lehman College - Bronx, NY

CUNY Lehman College, Bedford Park Blvd W, Bronx, NY 10468. CUNY Lehman College is a large college located in Bronx, New York. It is a public school with primarily 4-year or above programs. It has 11,453 students and an admission rate of 31%. CUNY Lehman College has a bachelor's degree and a master's degree program in Accounting which graduated 102 and six students respectively in 2008.

William Paterson University of New Jersey - Wayne, NJ

William Paterson University of New Jersey, 300 Pompton Rd, Wayne, NJ 07470. William Paterson University of New Jersey is a large university located in Wayne, New Jersey. It is a public school with primarily 4-year or above programs. It has 10,256 students and an admission rate of 63%. William Paterson University of New Jersey has a bachelor's degree program in Accounting which graduated seventy-three students in 2008.

Iona College - New Rochelle, NY

Iona College, 715 North Ave, New Rochelle, NY 10801-1890. Iona College is a small college located in New Rochelle, New York. It is a private not-for-profit school with primarily 4-year or above programs. It has 4,375 students and an admission rate of 59%. Iona College has a bachelor's degree program in Accounting which graduated one student in 2008.

Manhattan College - Bronx, NY

Manhattan College, Manhattan College Pky, Bronx, NY 10471-4098. Manhattan College is a small college located in Bronx, New York. It is a private not-for-profit school with primarily 4-year or above programs. It has 3,446 students and an admission rate of 51%. Manhattan College has a bachelor's degree program in Accounting which graduated thirty-six students in 2008.

HoHoKus-Hackensack School of Business and Medical Sciences - Hackensack, NJ

HoHoKus-Hackensack School of Business and Medical Sciences, 250 Moore St, Hackensack, NJ 07601. HoHoKus-Hackensack School of Business and Medical Sciences is a small school located in Hackensack, New Jersey. It is a private for-profit school with primarily less-than 2-year programs. It has 717 students and an admission rate of 87%. HoHoKus-Hackensack School of Business and Medical Sciences has a less than one year program in Accounting which graduated fifty-one students in 2008.

Dover Business College - Clifton, NJ

Dover Business College, 600 Getty Avenue, Clifton, NJ 07011. Dover Business College is a small college located in Clifton, New Jersey. It is a private for-profit school with primarily less-than 2-year programs. It has 526 students and an admission rate of 70%. Dover Business College has a less than one year program in Accounting which graduated twelve students in 2008.

Mount Saint Mary College - Newburgh, NY

Mount Saint Mary College, 330 Powell Avenue, Newburgh, NY 12550. Mount Saint Mary College is a small college located in Newburgh, New York. It is a private not-for-profit school with primarily 4-year or above programs. It has 2,629 students and an admission rate of 77%. Mount Saint Mary College has a bachelor's degree program in Accounting which graduated one student in 2008.

Yeshiva University - New York, NY

Yeshiva University, 500 W 185th St, New York, NY 10033-3299. Yeshiva University is a medium sized university located in New York, New York. It is a private not-for-profit school with primarily 4-year or above programs. It has 6,430 students and an admission rate of 67%. Yeshiva University has a bachelor's degree program in Accounting which graduated seventy-one students in 2008.

Ramapo College of New Jersey - Mahwah, NJ

Ramapo College of New Jersey, 505 Ramapo Valley Rd, Mahwah, NJ 07430-1680. Ramapo College of New Jersey is a medium sized college located in Mahwah, New Jersey. It is a public school with primarily 4-year or above programs. It has 5,847 students and an admission rate of 49%. Ramapo College of New Jersey has a bachelor's degree program in Accounting which graduated fifty-three students in 2008.

Marymount Manhattan College - New York, NY

Marymount Manhattan College, 221 E 71st St, New York, NY 10021-4597. Marymount Manhattan College is a small college located in New York, New York. It is a private not-for-profit school with primarily 4-year or above programs. It has 1,979 students and an admission rate of 74%. Marymount Manhattan College has a bachelor's degree program in Accounting which graduated six students in 2008.

New York Institute of Technology-Manhattan Campus - New York, NY

New York Institute of Technology-Manhattan Campus, 1855 Broadway, New York, NY 10023-7692. New York Institute of Technology-Manhattan Campus is a small school located in New York, New York. It is a private not-for-profit school with primarily 4-year or above programs. It has 2,633 students and an admission rate of 66%. New York Institute of Technology-Manhattan Campus has a bachelor's degree program in Accounting which graduated four students in 2008.

Long Island University-Westchester Campus - Purchase, NY

Long Island University-Westchester Campus, LIU/Westchester Campus, 735 Anderson Hill Road, Purchase, NY 10577-1400. Long Island University-Westchester Campus is a small university located in Purchase, New York. It is a private not-for-profit school with primarily 4-year or above programs and has 290 students. Long Island University-Westchester Campus has a master's degree program in Accounting.

Caldwell College - Caldwell, NJ

Caldwell College, 9 Ryerson Avenue, Caldwell, NJ 07006-6195. Caldwell College is a small college located in Caldwell, New Jersey. It is a private not-for-profit school with primarily 4-year or above programs. It has 2,308 students and an admission rate of 60%. Caldwell College has a bachelor's degree program in Accounting which graduated thirteen students in 2008.

Gibbs College - Livingston, NJ

Gibbs College, 630 West Mt. Pleasant Avenue Route 10, Livingston, NJ 07039. Gibbs College is a small college located in Livingston, New Jersey. It is a private for-profit school with primarily 2-year programs and has 521 students. Gibbs College has an associate's degree program in Accounting which graduated twenty-six students in 2008.

Nyack College - Nyack, NY

Nyack College, 1 South Blvd, Nyack, NY 10960-3698. Nyack College is a small college located in Nyack, New York. It is a private not-for-profit school with primarily 4-year or above programs. It has 3,044 students and an admission rate of 93%. Nyack College has a bachelor's degree and a master's degree program in Accounting which graduated seven and six students respectively in 2008.

Mercy College - Dobbs Ferry, NY

Mercy College, 555 Broadway, Dobbs Ferry, NY 10522. Mercy College is a medium sized college located in Dobbs Ferry, New York. It is a private not-for-profit school with primarily 4-year or above programs. It has 8,792 students and an admission rate of 35%. Mercy College has associate's degree, bachelor's degree, and master's degree programs in Accounting which graduated zero, forty-seven, and six students respectively in 2008.

Long Island Business Institute - Flushing, NY

Long Island Business Institute, 136-18 39th Avenue, Fifth Floor, Flushing, NY 11354. Long Island Business Institute is a small school located in Flushing, New York. It is a private for-profit school with primarily 2-year programs and has 587 students. Long Island Business Institute has an associate's degree program in Accounting which graduated forty-six students in 2008.

CERTIFICATIONS

Certified Forensic Accountant: Forensic accountants are professionals who use a unique blend of education and experience to apply accounting, auditing, and investigative skills to uncover truth, form legal opinions, and assist in investigations.

For more information, see the American College of Forensic Examiners website.

Associate in Premium Auditing: The Associate in Premium Auditing program provides a sold foundation in essential auditing, accounting, and insurance principles.

For more information, see the American Institute for CPCU and Insurance Institute of America website.

Risk Management for Public Entities: Understand the unique nature of the public sector.

For more information, see the American Institute for CPCU and Insurance Institute of America website.

Certified Treasury Professional Associate: We recognize the accomplishments of these full-time students who successfully completed the Corporate Treasury Management program at their college/university and passed the CTP exam to earn the Certified Treasury Professional Associate credential.

For more information, see the Association for Financial Professionals website.

Certified Fraud Examiner: The ACFE established and administers the Certified Fraud Examiner (CFE) designation.

For more information, see the Association of Certified Fraud Examiners website.

Certified Bank Auditor: The purpose of BAI Center for Certification - Certified Bank Auditor® (CBA) Continuing Professional Education (CPE) Program is to promote professional development and to provide a means for recognizing CBAs to keep current with industry changes or furthering their own development in banking, technology, auditing, or other disciplines that contribute to a CBA?s growth and development.

For more information, see the BAI Center for Certification website.

International Certificate in Banking Risk and Regulation: The role of risk management is becoming more important as both banks and supervisors around the world increasingly recognize that sound risk management practices are vital, not only for the success of individual banks, but also for the banking system as a whole.

For more information, see the Global Association of Risk Professionals website.

Certified IRA Services Professional: Applicable to financial services professionals who have dedicated IRA operational and technical experience.

For more information, see the Institute of Certified Bankers website.

Accredited Insurance Examiner: An Accredited Insurance Examiner (AIE) is awarded to insurance regulatory professionals who have been extensively trained in one of two primary fields of insurance regulation, Property and Casualty or Life and Health.

For more information, see the Insurance Regulatory Examiners Society website.

Certified Investment Management Analyst: The CIMA offers an intense educational experience focusing on asset allocation, manager search and selection, investment policy and performance measurement.

For more information, see the Investment Management Consultants Association website.

Economic Development Finance Professional: In NDC's EDFP Certification Program you will build the capacity to translate development opportunities into results for their communities.

For more information, see the The National Development Council website.

LOCATION INFORMATION: Ramapo, New York

Ramapo, New York
Ramapo, New York photo by Mwanner

Ramapo is situated in Rockland County, New York. It has a population of over 115,096, which has grown by 5.7% in the past ten years. The cost of living index in Ramapo, 150, is far greater than the national average. New single-family homes in Ramapo are valued at $187,300 on average, which is well below the state average. In 2008, one hundred seventy-four new homes were built in Ramapo, down from two hundred fourteen the previous year.

The three most popular industries for women in Ramapo are health care, educational services, and professional, scientific, and technical services. For men, it is educational services, professional, scientific, and technical services, and construction. The average commute to work is about 33 minutes. More than 34.5% of Ramapo residents have a bachelor's degree, which is higher than the state average. The percentage of residents with a graduate degree, 15.1%, is higher than the state average.

The unemployment rate in Ramapo is 6.6%, which is less than New York's average of 8.7%. About 16.3% of Ramapo's residents are below the poverty line, which is worse than the state average.

The percentage of Ramapo residents that are affiliated with a religious congregation, 82.9%, is more than both the national and state average. Wesley Chapel and Saint Vincent De Paul Church are all churches located in Ramapo. The most prominent religious groups are the Catholic Church, the Muslim Estimate and the United Methodist Church.

Ramapo is home to the Kanes Open Camp and the Cedar Hollow Country Club.