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Career and Education Opportunities for Title Examiners in Worcester, Massachusetts

For those living in the Worcester, Massachusetts area, there are many career and education opportunities for title examiners. Currently, 510 people work as title examiners in Massachusetts. This is expected to shrink by 4% to 490 people by 2016. This is not quite as good as the national trend for title examiners, which sees this job pool shrinking by about 0.7% over the next eight years. In general, title examiners search real estate records, examine titles, or summarize pertinent legal or insurance details for a variety of purposes.

Title examiners earn approximately $21 hourly or $45,660 annually on average in Massachusetts. Nationally they average about $18 per hour or $38,300 per year. Title examiners earn less than people working in the category of Administration and Support generally in Massachusetts and less than people in the Administration and Support category nationally. People working as title examiners can fill a number of jobs, such as: map examiner, office manager, and title inspector.

The Worcester area is home to thirty-nine schools of higher education, including six within twenty-five miles of Worcester where you can get a degree as a title examiner. Given that the most common education level for title examiners is a high school diploma or GED, you can expect to spend only a short time studying to be a title examiner if you already have a high school diploma.

CAREER DESCRIPTION: Title Examiner

Title Examiner video from the State of New Jersey Dept. of Labor and Workforce Development

In general, title examiners search real estate records, examine titles, or summarize pertinent legal or insurance details for a variety of purposes. They also may compile lists of mortgages, contracts, and other instruments pertaining to titles by searching public and private records for law firms, real estate agencies, or title insurance companies.

Title examiners examine documentation such as mortgages and agreements in order to confirm factors such as properties' legal descriptions or restrictions. They also copy or summarize recorded documents, such as mortgages and contracts, that affect property titles. Equally important, title examiners have to read search requests so as to ascertain types of title evidence required and to obtain descriptions of properties and names of involved parties. They are often called upon to ready reports describing any title encumbrances encountered during searching efforts, and outlining actions needed to clear titles. They are expected to obtain maps or drawings delineating properties from company title plants and/or assessors' offices. Finally, title examiners enter into recordkeeping systems appropriate data needed to generate new title records or update existing ones.

Every day, title examiners are expected to be able to read and understand documents and reports. They need to articulate ideas and problems.

It is important for title examiners to verify accuracy and completeness of land-related documents accepted for registration; ready rejection notices when documents are not acceptable. They are often called upon to direct efforts of staff who search records and examine titles, assigning and evaluating work, and providing technical guidance as needed. They also summarize pertinent legal or insurance details, or sections of statutes or case law from reference books so that they can be used in examinations, or as proofs or ready reference. They are sometimes expected to retrieve and examine real estate closing files for accuracy and to insure that data included is recorded and executed in line with regulations. Somewhat less frequently, title examiners are also expected to assess fees pertaining to registration of property-related documents.

Title examiners sometimes are asked to ready and issue title commitments and title insurance policies on the basis of data compiled from title searches. They also have to be able to ready real estate closing statements, utilizing knowledge and expertise in real estate procedures And finally, they sometimes have to decide on whether land-related documents can be registered under the relevant legislation such as the Land Titles Act.

Like many other jobs, title examiners must be thorough and dependable and be reliable.

Similar jobs with educational opportunities in Worcester include:

  • Administrative Law Judge. Conduct hearings to decide or recommend decisions on claims concerning government programs or other government-related matters and prepare decisions. Determine penalties or the existence and the amount of liability, or recommend the acceptance or rejection of claims, or compromise settlements.
  • Arbitrator. Facilitate negotiation and conflict resolution through dialogue. Resolve conflicts outside of the court system by mutual consent of parties involved.
  • Court Reporter. Use verbatim methods and equipment to capture, store, and transcribe pretrial and trial proceedings or other information. Includes stenocaptioners who operate computerized stenographic captioning equipment to provide captions of live or prerecorded broadcasts for hearing-impaired viewers.
  • Judge. Arbitrate, advise, or administer justice in a court of law. May sentence defendant in criminal cases according to government statutes. May determine liability of defendant in civil cases. May issue marriage licenses and perform wedding ceremonies.
  • Legal Assistant. Assist lawyers by researching legal precedent, investigating facts, or preparing legal documents. Conduct research to support a legal proceeding, to formulate a defense, or to initiate legal action.

EDUCATIONAL OPPORTUNITIES: Title Examiner Training

Middlesex Community College - Bedford, MA

Middlesex Community College, Springs Rd, Bedford, MA 01730-9124. Middlesex Community College is a medium sized college located in Bedford, Massachusetts. It is a public school with primarily 2-year programs and has 8,511 students. Middlesex Community College has a one to two year and an associate's degree program in Legal Assistant/Paralegal which graduated two and eighteen students respectively in 2008.

The Salter School-Tewksbury Campus - Tewksbury, MA

The Salter School-Tewksbury Campus, 515 Woburn Street, Tewksbury, MA 01876. The Salter School-Tewksbury Campus is a small school located in Tewksbury, Massachusetts. It is a private for-profit school with primarily less-than 2-year programs and has 299 students. The Salter School-Tewksbury Campus has a one to two year program in Legal Assistant/Paralegal which graduated twenty students in 2008.

Anna Maria College - Paxton, MA

Anna Maria College, 50 Sunset Lane, Paxton, MA 01612-1198. Anna Maria College is a small college located in Paxton, Massachusetts. It is a private not-for-profit school with primarily 4-year or above programs. It has 1,333 students and an admission rate of 89%. Anna Maria College has associate's degree, two to four year, bachelor's degree, and postbaccalaureate certificate programs in Legal Assistant/Paralegal.

Mount Wachusett Community College - Gardner, MA

Mount Wachusett Community College, 444 Green St, Gardner, MA 01440-1000. Mount Wachusett Community College is a small college located in Gardner, Massachusetts. It is a public school with primarily 2-year programs and has 4,385 students. Mount Wachusett Community College has a less than one year and an associate's degree program in Legal Assistant/Paralegal which graduated fifteen and eighteen students respectively in 2008.

Assumption College - Worcester, MA

Assumption College, 500 Salisbury St, Worcester, MA 01609-1296. Assumption College is a small college located in Worcester, Massachusetts. It is a private not-for-profit school with primarily 4-year or above programs. It has 2,888 students and an admission rate of 71%. Assumption College has a less than one year program in Legal Assistant/Paralegal which graduated four students in 2008.

Atlantic Union College - South Lancaster, MA

Atlantic Union College, 338 Main St, South Lancaster, MA 01561-1000. Atlantic Union College is a small college located in South Lancaster, Massachusetts. It is a private not-for-profit school with primarily 4-year or above programs and has 384 students. Atlantic Union College has a one to two year and an associate's degree program in Legal Assistant/Paralegal.

LOCATION INFORMATION: Worcester, Massachusetts

Worcester, Massachusetts
Worcester, Massachusetts photo by Yassie

Worcester is located in Worcester County, Massachusetts. It has a population of over 175,011, which has grown by 1.4% in the past ten years. The cost of living index in Worcester, 121, is far greater than the national average. New single-family homes in Worcester cost $108,900 on average, which is far less than the state average. In 2008, sixty-one new homes were constructed in Worcester, down from two hundred fourteen the previous year.

The top three industries for women in Worcester are health care, educational services, and finance and insurance. For men, it is educational services, construction, and health care. The average commute to work is about 22 minutes. More than 23.3% of Worcester residents have a bachelor's degree, which is lower than the state average. The percentage of residents with a graduate degree, 9.8%, is lower than the state average.

The unemployment rate in Worcester is 9.9%, which is greater than Massachusetts's average of 8.4%.

The percentage of Worcester residents that are affiliated with a religious congregation, 57.4%, is more than the national average but less than the state average. Burncoat Baptist Church, United Congregational Church and Unitarian Universalist Church are among the churches located in Worcester. The largest religious groups are the Catholic Church, the United Church of Christ and the Episcopal Church.

Worcester is home to the Tatnuck Country Club and the Massachusetts Biotech Research Park as well as Ty Cobb Park and General Foley Stadium. Shopping malls in the area include Lincoln Plaza Shopping Center, Mid Town Mall and Norwich Place Shopping Center. Visitors to Worcester can choose from Days Inn, Hampton Inn and Maple Manor Hotel for temporary stays in the area.