Career and Education Opportunities for Title Examiners in Cedar Rapids, Iowa
Many educational and employment opportunities exist for title examiners in the Cedar Rapids, Iowa area. Currently, 690 people work as title examiners in Iowa. This is expected to grow by 2% to 700 people by 2016. This is better than the national trend for title examiners, which sees this job pool shrinking by about 0.7% over the next eight years. Title examiners generally search real estate records, examine titles, or summarize pertinent legal or insurance details for a variety of purposes.
Title examiners earn about $14 per hour or $30,120 per year on average in Iowa and about $18 per hour or $38,300 per year on average nationally. Incomes for title examiners are not quite as good as in the overall category of Administration and Support in Iowa, and not quite as good as the overall Administration and Support category nationally. Title examiners work in a variety of jobs, including: title clerk, title insurance examiner, and title supervisor.
There are thirteen schools of higher education in the Cedar Rapids area, including one within twenty-five miles of Cedar Rapids where you can get a degree to start your career as a title examiner. Title examiners usually hold a high school diploma or GED, so you can expect to spend only a short time training to become a title examiner if you already have a high school diploma.
CAREER DESCRIPTION: Title Examiner
In general, title examiners search real estate records, examine titles, or summarize pertinent legal or insurance details for a variety of purposes. They also may compile lists of mortgages, contracts, and other instruments pertaining to titles by searching public and private records for law firms, real estate agencies, or title insurance companies.
Title examiners examine documentation such as mortgages and agreements in order to confirm factors such as properties' legal descriptions or restrictions. They also copy or summarize recorded documents, such as mortgages and contracts, that affect property titles. Equally important, title examiners have to read search requests so as to ascertain types of title evidence required and to obtain descriptions of properties and names of involved parties. They are often called upon to ready reports describing any title encumbrances encountered during searching efforts, and outlining actions needed to clear titles. They are expected to obtain maps or drawings delineating properties from company title plants and/or assessors' offices. Finally, title examiners enter into recordkeeping systems appropriate data needed to generate new title records or update existing ones.
Every day, title examiners are expected to be able to read and understand documents and reports. They need to articulate ideas and problems.
It is important for title examiners to verify accuracy and completeness of land-related documents accepted for registration; ready rejection notices when documents are not acceptable. They are often called upon to direct efforts of staff who search records and examine titles, assigning and evaluating work, and providing technical guidance as needed. They also summarize pertinent legal or insurance details, or sections of statutes or case law from reference books so that they can be used in examinations, or as proofs or ready reference. They are sometimes expected to retrieve and examine real estate closing files for accuracy and to insure that data included is recorded and executed in line with regulations. Somewhat less frequently, title examiners are also expected to assess fees pertaining to registration of property-related documents.
Title examiners sometimes are asked to ready and issue title commitments and title insurance policies on the basis of data compiled from title searches. They also have to be able to ready real estate closing statements, utilizing knowledge and expertise in real estate procedures And finally, they sometimes have to decide on whether land-related documents can be registered under the relevant legislation such as the Land Titles Act.
Like many other jobs, title examiners must be thorough and dependable and be reliable.
Similar jobs with educational opportunities in Cedar Rapids include:
- Administrative Law Judge. Conduct hearings to decide or recommend decisions on claims concerning government programs or other government-related matters and prepare decisions. Determine penalties or the existence and the amount of liability, or recommend the acceptance or rejection of claims, or compromise settlements.
- Arbitrator. Facilitate negotiation and conflict resolution through dialogue. Resolve conflicts outside of the court system by mutual consent of parties involved.
- Court Reporter. Use verbatim methods and equipment to capture, store, and transcribe pretrial and trial proceedings or other information. Includes stenocaptioners who operate computerized stenographic captioning equipment to provide captions of live or prerecorded broadcasts for hearing-impaired viewers.
- Judge. Arbitrate, advise, or administer justice in a court of law. May sentence defendant in criminal cases according to government statutes. May determine liability of defendant in civil cases. May issue marriage licenses and perform wedding ceremonies.
- Legal Assistant. Assist lawyers by researching legal precedent, investigating facts, or preparing legal documents. Conduct research to support a legal proceeding, to formulate a defense, or to initiate legal action.
- Paralegal. Assist lawyers or judges by researching or preparing legal documents. May meet with clients or assist lawyers and judges in court.
EDUCATIONAL OPPORTUNITIES: Title Examiner Training
Kirkwood Community College - Cedar Rapids, IA
Kirkwood Community College, 6301 Kirkwood Blvd SW, Cedar Rapids, IA 52406-2068. Kirkwood Community College is a large college located in Cedar Rapids, Iowa. It is a public school with primarily 2-year programs and has 15,241 students. Kirkwood Community College has an associate's degree program in Legal Assistant/Paralegal which graduated thirty-four students in 2008.
LOCATION INFORMATION: Cedar Rapids, Iowa
Cedar Rapids is located in Linn County, Iowa. It has a population of over 128,056, which has grown by 6.0% over the last ten years. The cost of living index in Cedar Rapids, 78, is well below the national average. New single-family homes in Cedar Rapids are valued at $103,900 on average, which is far less than the state average. In 2008, two hundred ninety-nine new homes were built in Cedar Rapids, up from two hundred ninety-eight the previous year.
The three big industries for women in Cedar Rapids are health care, educational services, and finance and insurance. For men, it is construction, professional, scientific, and technical services, and accommodation and food services. The average commute to work is about 17 minutes. More than 28.4% of Cedar Rapids residents have a bachelor's degree, which is higher than the state average. The percentage of residents with a graduate degree, 7.4%, is lower than the state average.
The unemployment rate in Cedar Rapids is 6.0%, which is less than Iowa's average of 6.1%.
The percentage of Cedar Rapids residents that are affiliated with a religious congregation, 57.0%, is more than the national average but less than the state average. Seventh Day Church of God, Sevanth-Day Adventist Church and Hope Lutheran Church are some of the churches located in Cedar Rapids. The largest religious groups are the Catholic Church, the United Methodist Church and the Evangelical Lutheran Church in America.
Cedar Rapids is home to the Brucemore and the Admissions Office as well as Tomahawk Park and Noelridge Park. Shopping centers in the area include Mays Shopping Center, Lindale Plaza Shopping Center and Town and Country Shopping Center. Visitors to Cedar Rapids can choose from Howard Johnson, Marriott Cedar Rapids and Clarion Hotel & Convention Center for temporary stays in the area.