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Career and Education Opportunities for Credit Investigators in Indiana

Indiana has a population of 6,423,113, which has grown by 5.63% over the past 10 years. Nicknamed the "Hoosier State," Indiana's capital and largest city is Indianapolis.

Currently, 520 people work as credit investigators in Indiana. This is expected to shrink by 14% to 450 people by 2016. This is not quite as good as the nation as a whole, where employment opportunities for credit investigators are expected to grow by about 2.8%. Credit investigators generally investigate history and credit standing of individuals or business establishments applying for credit.

A person working as a credit investigator can expect to earn about $13 per hour or $28,450 yearly on average in Indiana and about $14 per hour or $30,390 annually on average in the U.S. as a whole. Compared with people working in the overall category of Credit Authorization, people working as credit investigators in Indiana earn more. They earn more than people working in the overall category of Credit Authorization nationally.

In 2008, there were a total of 3,718,148 jobs in Indiana. The average annual income was $34,543 in 2008, up from $33,702 the preceding year. The unemployment rate in Indiana was 10.1% in 2009, which has grown by 4.3% since the previous year. About 19.4% of Indiana residents have college degrees, which is lower than the national average.

The top industries in Indiana include manufacturing, primary metal manufacturing, and iron mills manufacturing.

CITIES WITH Credit Investigator OPPORTUNITIES IN Indiana


JOB DESCRIPTION: Credit Investigator

In general, credit investigators investigate history and credit standing of individuals or business establishments applying for credit. They also telephone or write to credit departments of business and service establishments to obtain information about applicant's credit standing.

Every day, credit investigators are expected to be able to articulate ideas and problems. It is also important that they listen to and understand others in meetings.

Similar jobs with educational opportunities in Indiana include:

  • Accounts Receivable Specialist. Locate and notify customers of delinquent accounts by mail, telephone, or personal visit to solicit payment. Duties include receiving payment and posting amount to customer's account; preparing statements to credit department if customer fails to respond; initiating repossession proceedings or service disconnection; keeping records of collection and status of accounts.
  • Correspondence Clerk. Compose letters in reply to requests for merchandise, damage claims, credit and other information, delinquent accounts, or unsatisfactory services. Duties may include gathering data to formulate reply and typing correspondence.
  • Insurance Claims Processor. Obtain information from insured or designated persons for purpose of settling claim with insurance carrier.
  • Insurance Processing Clerk. Process applications for, changes to, and cancellation of insurance policies. Duties include reviewing insurance applications to ensure that all questions have been answered, compiling data on insurance policy changes, changing policy records to conform to insured party's specifications, compiling data on lapsed insurance policies to determine automatic reinstatement according to company policies, canceling insurance policies as requested by agents, and verifying the accuracy of insurance company records.
  • Municipal Clerk. Draft agendas and bylaws for town or city council; record minutes of council meetings; answer official correspondence; keep fiscal records and accounts; and prepare reports on civic needs.
  • Procurement Clerk. Compile information and records to draw up purchase orders for procurement of materials and services.

LOCATION INFORMATION: Indiana

Indiana
Indiana photo by Jasssmit

Indiana has a population of 6,423,113, which has grown by 5.63% over the past decade. Nicknamed the "Hoosier State," Indiana's capital and most populous city is Indianapolis. In 2008, there were a total of 3,718,148 jobs in Indiana. The average annual income was $34,543 in 2008, up from $33,702 the previous year. The unemployment rate in Indiana was 10.1% in 2009, which has grown by 4.3% since the previous year. Roughly 19.4% of Indiana residents have college degrees, which is lower than the national average.

The top industries in Indiana include manufacturing, primary metal manufacturing, and iron mills manufacturing.