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Career and Education Opportunities for Credit Analysts in Florida

Florida has a population of 18,537,969, which has grown by 15.99% over the past 10 years. Nicknamed the "Sunshine State," its capital is Tallahassee, though its biggest city is Jacksonville.

About 3,000 people are currently employed as credit analysts in Florida. By 2016, this is expected to grow by 16% to about 3,470 people employed. This is better than the national trend for credit analysts, which sees this job pool growing by about 15.0% over the next eight years. Credit analysts generally analyze current credit data and financial statements of individuals or firms to determine the degree of risk involved in extending credit or lending money.

Credit analysts earn approximately $25 per hour or $52,960 annually on average in Florida. Nationally they average about $26 hourly or $55,250 per year. Credit analysts earn more than people working in the category of Accounting and Auditing generally in Florida and less than people in the Accounting and Auditing category nationally. Credit analysts work in a variety of jobs, including: credit representative, loan review analyst, and credit manager.

In 2008, there were a total of 10,424,100 jobs in Florida. The average annual income was $39,064 in 2008, up from $39,036 in 2007. The unemployment rate in Florida was 10.5% in 2009, which has grown by 4.2% since the previous year. Approximately 22.3% of Florida residents have college degrees, which is lower than the national average.

The top industries in Florida include employment services, professional employer organizations, and water transportation. Notable tourist attractions include the Fish Mania, the Mike S Aquatics, and the Hands On Childrens Museum.

CITIES WITH Credit Analyst OPPORTUNITIES IN Florida


JOB DESCRIPTION: Credit Analyst

Credit Analyst video from the State of New Jersey Dept. of Labor and Workforce Development

In general, credit analysts analyze current credit data and financial statements of individuals or firms to determine the degree of risk involved in extending credit or lending money. They also prepare reports with this credit information for use in decision-making.

Every day, credit analysts are expected to be able to think through problems and come up with general rules. They need to articulate ideas and problems. It is also important that they deal with basic arithmetic problems.

Similar jobs with educational opportunities in Florida include:

  • Accountant. Analyze financial information and prepare financial reports to determine or maintain records of assets, liabilities, profit and loss, tax liability, or other financial activities within an organization.
  • Assessor. Appraise real and personal property to determine its fair value. May assess taxes in accordance with prescribed schedules.
  • Auditor. Examine and analyze accounting records to determine financial status of establishment and prepare financial reports concerning operating procedures.
  • Budget Analyst. Examine budget estimates for completeness, accuracy, and conformance with procedures and regulations. Analyze budgeting and accounting reports for the purpose of maintaining expenditure controls.
  • Cost Analyst. Prepare cost estimates for product manufacturing, construction projects, or services to aid management in bidding on or determining price of product or service. May specialize according to particular service performed or type of product manufactured.
  • Financial Analyst. Conduct quantitative analyses of information affecting investment programs of public or private institutions.
  • Financial Examiner. Enforce or ensure compliance with laws and regulations governing financial and securities institutions and financial and real estate transactions. May examine, verify correctness of, or establish authenticity of records.
  • Income Tax Advisor. Prepare tax returns for individuals or small businesses but do not have the background or responsibilities of an accredited or certified public accountant.
  • Insurance Underwriter. Review individual applications for insurance to evaluate degree of risk involved and determine acceptance of applications.
  • Loan Counselor. Provide guidance to prospective loan applicants who have problems qualifying for traditional loans. Guidance may include determining the best type of loan and explaining loan requirements or restrictions.
  • Loan Officer. Evaluate, authorize, or recommend approval of commercial, real estate, or credit loans. Advise borrowers on financial status and methods of payments. Includes mortgage loan officers and agents, collection analysts, loan servicing officers, and loan underwriters.
  • Personal Financial Planner. Advise clients on financial plans utilizing knowledge of tax and investment strategies, securities, and real estate. Duties include assessing clients' assets, liabilities, and financial objectives to establish investment strategies.
  • Real Estate Appraiser. Appraise real property to determine its value for purchase, sales, or loan purposes.
  • Tax Examiner. Determine tax liability or collect taxes from individuals or business firms according to prescribed laws and regulations.

LOCATION INFORMATION: Florida

Florida
Florida photo by Mwanner

Florida has a population of 18,537,969, which has grown by 15.99% over the past 10 years. Nicknamed the "Sunshine State," its capital is Tallahassee, though its biggest city is Jacksonville. In 2008, there were a total of 10,424,100 jobs in Florida. The average annual income was $39,064 in 2008, up from $39,036 the previous year. The unemployment rate in Florida was 10.5% in 2009, which has grown by 4.2% since the previous year. About 22.3% of Florida residents have college degrees, which is lower than the national average.

The top industries in Florida include employment services, professional employer organizations, and water transportation. Notable tourist destinations include the Fish Mania, the Mike S Aquatics, and the Cummer Museum of Art & Gardens.