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Career and Education Opportunities for Credit Analysts in Pasadena, California

Pasadena, California provides a wide variety of opportunities, both career and educational, for credit analysts. The national trend for credit analysts sees this job pool growing by about 15.0% over the next eight years. In general, credit analysts analyze current credit data and financial statements of individuals or firms to determine the degree of risk involved in extending credit or lending money.

Credit analysts earn approximately $29 hourly or $61,940 annually on average in California. Nationally they average about $26 per hour or $55,250 yearly. Incomes for credit analysts are not quite as good as in the overall category of Accounting and Auditing in California, and not quite as good as the overall Accounting and Auditing category nationally. People working as credit analysts can fill a number of jobs, such as: analyst, loan officer, and credit manager.

There are thirty-eight schools within twenty-five miles of Pasadena where you can study to be a credit analyst, among 210 schools of higher education total in the Pasadena area. Credit analysts usually hold a Bachelor's degree, so you can expect to spend about four years studying to be a credit analyst if you already have a high school diploma.

CAREER DESCRIPTION: Credit Analyst

Credit Analyst video from the State of New Jersey Dept. of Labor and Workforce Development

In general, credit analysts analyze current credit data and financial statements of individuals or firms to determine the degree of risk involved in extending credit or lending money. They also prepare reports with this credit information for use in decision-making.

Credit analysts analyze credit data and financial statements to establish the degree of risk involved in extending credit or lending money. They also compare liquidity and credit histories of establishments being evaluated with those of similar establishments in the same industries and geographic locations. Finally, credit analysts talk with credit associations and other business representatives to exchange credit data.

Every day, credit analysts are expected to be able to think through problems and come up with general rules. They need to articulate ideas and problems. It is also important that they deal with basic arithmetic problems.

It is important for credit analysts to generate financial ratios, using computer programs, to review customers' financial status. They are often called upon to confer with customers to deal with complaints and verify financial and credit transactions. They also ready reports that include the degree of risk involved in extending credit or lending money. They are sometimes expected to inspect individual or commercial customer files to pinpoint and decide on delinquent accounts for collection. Somewhat less frequently, credit analysts are also expected to analyze financial data such as income growth, quality of management, and market share to establish expected profitability of loans.

They also have to be able to analyze financial data such as income growth, quality of management, and market share to establish expected profitability of loans and evaluate customer records and recommend payment plans on the basis of earnings and purchase activity. And finally, they sometimes have to analyze credit data and financial statements to establish the degree of risk involved in extending credit or lending money.

Like many other jobs, credit analysts must have exceptional integrity and be thorough and dependable.

Similar jobs with educational opportunities in Pasadena include:

  • Accountant. Analyze financial information and prepare financial reports to determine or maintain records of assets, liabilities, profit and loss, tax liability, or other financial activities within an organization.
  • Assessor. Appraise real and personal property to determine its fair value. May assess taxes in accordance with prescribed schedules.
  • Auditor. Examine and analyze accounting records to determine financial status of establishment and prepare financial reports concerning operating procedures.
  • Budget Analyst. Examine budget estimates for completeness, accuracy, and conformance with procedures and regulations. Analyze budgeting and accounting reports for the purpose of maintaining expenditure controls.
  • Cost Analyst. Prepare cost estimates for product manufacturing, construction projects, or services to aid management in bidding on or determining price of product or service. May specialize according to particular service performed or type of product manufactured.
  • Financial Analyst. Conduct quantitative analyses of information affecting investment programs of public or private institutions.
  • Financial Examiner. Enforce or ensure compliance with laws and regulations governing financial and securities institutions and financial and real estate transactions. May examine, verify correctness of, or establish authenticity of records.
  • Income Tax Advisor. Prepare tax returns for individuals or small businesses but do not have the background or responsibilities of an accredited or certified public accountant.
  • Insurance Underwriter. Review individual applications for insurance to evaluate degree of risk involved and determine acceptance of applications.
  • Loan Counselor. Provide guidance to prospective loan applicants who have problems qualifying for traditional loans. Guidance may include determining the best type of loan and explaining loan requirements or restrictions.
  • Loan Officer. Evaluate, authorize, or recommend approval of commercial, real estate, or credit loans. Advise borrowers on financial status and methods of payments. Includes mortgage loan officers and agents, collection analysts, loan servicing officers, and loan underwriters.
  • Personal Financial Planner. Advise clients on financial plans utilizing knowledge of tax and investment strategies, securities, and real estate. Duties include assessing clients' assets, liabilities, and financial objectives to establish investment strategies.
  • Real Estate Appraiser. Appraise real property to determine its value for purchase, sales, or loan purposes.
  • Tax Examiner. Determine tax liability or collect taxes from individuals or business firms according to prescribed laws and regulations.

EDUCATIONAL OPPORTUNITIES: Credit Analyst Training

California State University-Los Angeles - Los Angeles, CA

California State University-Los Angeles, 5151 State University Dr, Los Angeles, CA 90032. California State University-Los Angeles is a large university located in Los Angeles, California. It is a public school with primarily 4-year or above programs. It has 20,856 students and an admission rate of 62%. California State University-Los Angeles has a master's degree program in Accounting which graduated forty students in 2008.

Claremont McKenna College - Claremont, CA

Claremont McKenna College, 500 E 9th St, Claremont, CA 91711-6400. Claremont McKenna College is a small college located in Claremont, California. It is a private not-for-profit school with primarily 4-year or above programs. It has 1,212 students and an admission rate of 19%. Claremont McKenna College has a bachelor's degree program in Accounting which graduated one student in 2008.

Pacific States University - Los Angeles, CA

Pacific States University, 1516 S Western Ave, Los Angeles, CA 90006-4234. Pacific States University is a small university located in Los Angeles, California. It is a private not-for-profit school with primarily 4-year or above programs and has 194 students. Pacific States University has 2 areas of study related to Credit Analyst. They are:

  • Accounting, bachelor's degree and master's degree which graduated eleven and fourteen students respectively in 2008.
  • Finance, master's degree which graduated 1 student in 2008.

Long Beach City College - Long Beach, CA

Long Beach City College, 4901 E. Carson St., Long Beach, CA 90808-1706. Long Beach City College is a large college located in Long Beach, California. It is a public school with primarily 2-year programs and has 26,097 students. Long Beach City College has less than one year, associate's degree, and two to four year programs in Accounting which graduated twenty-four, twenty-four, and zero students respectively in 2008.

Cerritos College - Norwalk, CA

Cerritos College, 11110 Alondra Blvd, Norwalk, CA 90650-6298. Cerritos College is a large college located in Norwalk, California. It is a public school with primarily 2-year programs and has 22,228 students. Cerritos College has less than one year, one to two year, associate's degree, and two to four year programs in Accounting which graduated three, one, eight, and zero students respectively in 2008.

California State University-Northridge - Northridge, CA

California State University-Northridge, 18111 Nordhoff St, Northridge, CA 91330. California State University-Northridge is a large university located in Northridge, California. It is a public school with primarily 4-year or above programs. It has 36,208 students and an admission rate of 69%. California State University-Northridge has 2 areas of study related to Credit Analyst. They are:

  • Accounting, bachelor's degree which graduated 1 student in 2008.
  • Finance, bachelor's degree which graduated 25 students in 2008.

University of La Verne - La Verne, CA

University of La Verne, 1950 Third St, La Verne, CA 91750-4401. University of La Verne is a medium sized university located in La Verne, California. It is a private not-for-profit school with primarily 4-year or above programs. It has 7,331 students and an admission rate of 65%. University of La Verne has a bachelor's degree program in Accounting which graduated fourteen students in 2008.

Los Angeles City College - Los Angeles, CA

Los Angeles City College, 855 N Vermont Ave, Los Angeles, CA 90029. Los Angeles City College is a large college located in Los Angeles, California. It is a public school with primarily 2-year programs and has 17,310 students. Los Angeles City College has an associate's degree program in Accounting which graduated twelve students in 2008.

Scripps College - Claremont, CA

Scripps College, 1030 North Columbia Avenue, Claremont, CA 91711-3905. Scripps College is a small college located in Claremont, California. It is a private not-for-profit school with primarily 4-year or above programs. It has 970 students and an admission rate of 43%. Scripps College has a bachelor's degree program in Accounting which graduated three students in 2008.

Rio Hondo College - Whittier, CA

Rio Hondo College, 3600 Workman Mill Rd, Whittier, CA 90601-1616. Rio Hondo College is a large college located in Whittier, California. It is a public school with primarily 2-year programs and has 17,505 students. Rio Hondo College has one to two year, associate's degree, and two to four year programs in Accounting which graduated one, twelve, and zero students respectively in 2008.

West Los Angeles College - Culver City, CA

West Los Angeles College, 9000 Overland Avenue, Culver City, CA 90230-3519. West Los Angeles College is a large college located in Culver City, California. It is a public school with primarily 2-year programs and has 11,612 students. West Los Angeles College has a one to two year and an associate's degree program in Accounting which graduated four and ten students respectively in 2008.

Antelope Valley College - Lancaster, CA

Antelope Valley College, 3041 West Ave K, Lancaster, CA 93536-5426. Antelope Valley College is a large college located in Lancaster, California. It is a public school with primarily 2-year programs and has 14,800 students. Antelope Valley College has less than one year, associate's degree, and two to four year programs in Accounting which graduated two, three, and zero students respectively in 2008.

Argosy University-Los Angeles - Santa Monica, CA

Argosy University-Los Angeles, 2950 31st Street, Santa Monica, CA 90405. Argosy University-Los Angeles is a small university located in Santa Monica, California. It is a private for-profit school with primarily 4-year or above programs. It has 307 students and an admission rate of 86%. Argosy University-Los Angeles has a one to two year and an associate's degree program in Accounting which graduated zero and one students respectively in 2008.

Citrus College - Glendora, CA

Citrus College, 1000 W Foothill Blvd, Glendora, CA 91741-1899. Citrus College is a large college located in Glendora, California. It is a public school with primarily 2-year programs and has 13,501 students. Citrus College has a less than one year and a two to four year program in Accounting which graduated six and zero students respectively in 2008.

Intercoast Colleges - West Covina, CA

Intercoast Colleges, 1400 W. West Covina Pkwy-2nd Floor, West Covina, CA 91790. Intercoast Colleges is a small college located in West Covina, California. It is a private for-profit school with primarily less-than 2-year programs and has 74 students. Intercoast Colleges has a one to two year program in Accounting which graduated two students in 2008.

Advanced College - South Gate, CA

Advanced College, 13180 Paramount Blvd., South Gate, CA 90280. Advanced College is a small college located in South Gate, California. It is a private for-profit school with primarily 2-year programs and has 147 students. Advanced College has a less than one year program in Accounting which graduated eleven students in 2008.

University of Southern California - Los Angeles, CA

University of Southern California, University Park, Los Angeles, CA 90089. University of Southern California is a large university located in Los Angeles, California. It is a private not-for-profit school with primarily 4-year or above programs. It has 33,747 students and an admission rate of 22%. University of Southern California has 2 areas of study related to Credit Analyst. They are:

  • Accounting, bachelor's degree and master's degree which graduated 249 and sixty-two students respectively in 2008.
  • Finance, postbaccalaureate certificate which graduated 16 students in 2008.

Los Angeles Harbor College - Wilmington, CA

Los Angeles Harbor College, 1111 Figueroa Place, Wilmington, CA 90744-2397. Los Angeles Harbor College is a large college located in Wilmington, California. It is a public school with primarily 2-year programs and has 9,694 students. Los Angeles Harbor College has an associate's degree program in Accounting.

El Camino Community College District - Torrance, CA

El Camino Community College District, 16007 Crenshaw Blvd, Torrance, CA 90506. El Camino Community College District is a large college located in Torrance, California. It is a public school with primarily 2-year programs and has 26,825 students. El Camino Community College District has less than one year, one to two year, associate's degree, and two to four year programs in Accounting which graduated eight, three, thirteen, and zero students respectively in 2008.

Pepperdine University - Malibu, CA

Pepperdine University, 24255 Pacific Coast Hwy, Malibu, CA 90263. Pepperdine University is a medium sized university located in Malibu, California. It is a private not-for-profit school with primarily 4-year or above programs. It has 7,170 students and an admission rate of 35%. Pepperdine University has 2 areas of study related to Credit Analyst. They are:

  • Accounting, bachelor's degree which graduated 2 students in 2008.
  • Finance, bachelor's degree which graduated 15 students in 2008.

East Los Angeles College - Monterey Park, CA

East Los Angeles College, 1301 Avenida Cesar Chavez, Monterey Park, CA 91754-6099. East Los Angeles College is a large college located in Monterey Park, California. It is a public school with primarily 2-year programs and has 25,475 students. East Los Angeles College has less than one year, one to two year, and associate's degree programs in Accounting which graduated 136, five, and twenty students respectively in 2008.

Liberty Training Institute - Los Angeles, CA

Liberty Training Institute, 2706 Wilshire Blvd, Los Angeles, CA 90057. Liberty Training Institute is a small school located in Los Angeles, California. It is a private for-profit school with primarily less-than 2-year programs and has 150 students. Liberty Training Institute has a less than one year program in Accounting which graduated twenty-three students in 2008.

American Pacific College - Van Nuys, CA

American Pacific College, 14435 Sherman Way, Suite 208, Van Nuys, CA 91405. American Pacific College is a small college located in Van Nuys, California. It is a private for-profit school with primarily less-than 2-year programs and has 20 students. American Pacific College has a less than one year program in Accounting which graduated one student in 2008.

Woodbury University - Burbank, CA

Woodbury University, 7500 Glenoaks Blvd, Burbank, CA 91510-7846. Woodbury University is a small university located in Burbank, California. It is a private not-for-profit school with primarily 4-year or above programs. It has 1,541 students and an admission rate of 39%. Woodbury University has a bachelor's degree program in Accounting which graduated fifteen students in 2008.

Los Angeles Pierce College - Woodland Hills, CA

Los Angeles Pierce College, 6201 Winnetka Ave, Woodland Hills, CA 91371-0002. Los Angeles Pierce College is a large college located in Woodland Hills, California. It is a public school with primarily 2-year programs and has 21,832 students. Los Angeles Pierce College has a less than one year and an associate's degree program in Accounting which graduated thirty and four students respectively in 2008.

Los Angeles Southwest College - Los Angeles, CA

Los Angeles Southwest College, 1600 W Imperial Hwy., Los Angeles, CA 90047-4899. Los Angeles Southwest College is a medium sized college located in Los Angeles, California. It is a public school with primarily 2-year programs and has 7,411 students. Los Angeles Southwest College has a less than one year program in Accounting which graduated one student in 2008.

Pasadena City College - Pasadena, CA

Pasadena City College, 1570 E Colorado Blvd., Pasadena, CA 91106-2003. Pasadena City College is a large college located in Pasadena, California. It is a public school with primarily 2-year programs and has 26,453 students. Pasadena City College has an associate's degree and a two to four year program in Accounting which graduated zero and fifty-four students respectively in 2008.

Glendale Community College - Glendale, CA

Glendale Community College, 1500 N Verdugo Rd, Glendale, CA 91208-2894. Glendale Community College is a large college located in Glendale, California. It is a public school with primarily 2-year programs and has 15,993 students. Glendale Community College has less than one year, one to two year, associate's degree, and two to four year programs in Accounting which graduated twenty-five, twenty-eight, twenty-one, and zero students respectively in 2008.

Azusa Pacific University - Azusa, CA

Azusa Pacific University, 901 E Alosta, Azusa, CA 91702-7000. Azusa Pacific University is a medium sized university located in Azusa, California. It is a private not-for-profit school with primarily 4-year or above programs. It has 8,501 students and an admission rate of 73%. Azusa Pacific University has a bachelor's degree program in Accounting which graduated fourteen students in 2008.

Los Angeles Trade Technical College - Los Angeles, CA

Los Angeles Trade Technical College, 400 W Washington Blvd, Los Angeles, CA 90015-4181. Los Angeles Trade Technical College is a large college located in Los Angeles, California. It is a public school with primarily 2-year programs and has 15,565 students. Los Angeles Trade Technical College has less than one year, one to two year, and associate's degree programs in Accounting which graduated nineteen, eight, and seven students respectively in 2008.

Loyola Marymount University - Los Angeles, CA

Loyola Marymount University, One Lmu Drive, Los Angeles, CA 90045-2659. Loyola Marymount University is a medium sized university located in Los Angeles, California. It is a private not-for-profit school with primarily 4-year or above programs. It has 9,011 students and an admission rate of 50%. Loyola Marymount University has a bachelor's degree program in Accounting which graduated sixty students in 2008.

Los Angeles Valley College - Valley Glen, CA

Los Angeles Valley College, 5800 Fulton Avenue, Valley Glen, CA 91401-4096. Los Angeles Valley College is a large college located in Valley Glen, California. It is a public school with primarily 2-year programs and has 18,550 students. Los Angeles Valley College has a less than one year and an associate's degree program in Accounting which graduated thirteen and fifteen students respectively in 2008.

Santa Monica College - Santa Monica, CA

Santa Monica College, 1900 Pico Blvd, Santa Monica, CA 90405-1628. Santa Monica College is a large college located in Santa Monica, California. It is a public school with primarily 2-year programs and has 29,827 students. Santa Monica College has one to two year, associate's degree, and two to four year programs in Accounting which graduated twenty-one, fifteen, and zero students respectively in 2008.

College of the Canyons - Santa Clarita, CA

College of the Canyons, 26455 Rockwell Canyon Rd, Santa Clarita, CA 91355-1899. College of the Canyons is a large college located in Santa Clarita, California. It is a public school with primarily 2-year programs and has 20,474 students. College of the Canyons has an associate's degree and a two to four year program in Accounting which graduated sixty and zero students respectively in 2008.

Mt San Antonio College - Walnut, CA

Mt San Antonio College, 1100 N Grand Ave, Walnut, CA 91789-1399. Mt San Antonio College is a large college located in Walnut, California. It is a public school with primarily 2-year programs and has 30,439 students. Mt San Antonio College has less than one year, one to two year, associate's degree, and two to four year programs in Accounting which graduated twenty-seven, twenty-three, thirteen, and zero students respectively in 2008.

Los Angeles Mission College - Sylmar, CA

Los Angeles Mission College, 13356 Eldridge Avenue, Sylmar, CA 91342-3245. Los Angeles Mission College is a large college located in Sylmar, California. It is a public school with primarily 2-year programs and has 10,264 students. Los Angeles Mission College has an associate's degree program in Accounting which graduated one student in 2008.

Hacienda La Puente Unified School District-Adult Education - City of Industry, CA

Hacienda La Puente Unified School District-Adult Education, 15959 E Gale Ave, City of Industry, CA 91745-0002. Hacienda La Puente Unified School District-Adult Education is a small school located in City of Industry, California. It is a public school with primarily less-than 2-year programs and has 1,500 students. Hacienda La Puente Unified School District-Adult Education has a one to two year program in Accounting which graduated seventy-nine students in 2008.

Intercoast Colleges - Burbank, CA

Intercoast Colleges, 175 East Olive Avenue, 3rd Floor, Burbank, CA 91502. Intercoast Colleges is a small college located in Burbank, California. It is a private for-profit school with primarily less-than 2-year programs and has 68 students. Intercoast Colleges has a one to two year program in Accounting which graduated one student in 2008.

LOCATION INFORMATION: Pasadena, California

Pasadena, California
Pasadena, California photo by Morgoth666

Pasadena is located in Los Angeles County, California. It has a population of over 143,080, which has grown by 6.8% over the last ten years. The cost of living index in Pasadena, 167, is far greater than the national average. New single-family homes in Pasadena are priced at $298,000 on average, which is near the state average. In 2008, thirty-nine new homes were constructed in Pasadena, down from one hundred thirty-three the previous year.

The top three industries for women in Pasadena are educational services, health care, and professional, scientific, and technical services. For men, it is professional, scientific, and technical services, educational services, and accommodation and food services. The average commute to work is about 26 minutes. More than 41.3% of Pasadena residents have a bachelor's degree, which is higher than the state average. The percentage of residents with a graduate degree, 17.8%, is higher than the state average.

The unemployment rate in Pasadena is 9.7%, which is less than California's average of 12.3%.

The percentage of Pasadena residents that are affiliated with a religious congregation, 58.1%, is more than both the national and state average. Pasadena Church of God, All Saints Episcopal Church and Grace United Methodist Church are among the churches located in Pasadena. The most prominent religious groups are the Catholic Church, the Southern Baptist Convention and the LDS (Mormon) Church.

Pasadena is home to the Annandale Golf Course and the Hill Avenue Branch Pasadena Public Library as well as Victory Park and Lower Arroyo Park. Shopping centers in the area include Hastings Ranch Plaza Shopping Center, Hastings Ranch Shopping Center and Plaza Pasadena Shopping Center. Visitors to Pasadena can choose from Best Western Pasadena Inn, Best Western Colorado Inn Pasa and Astro Motel Pasadena for temporary stays in the area.