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Career and Education Opportunities for Credit Investigators in Gilbert, Arizona

Many educational and employment opportunities exist for credit investigators in the Gilbert, Arizona area. The national trend for credit investigators sees this job pool growing by about 2.8% over the next eight years. Credit investigators generally investigate history and credit standing of individuals or business establishments applying for credit.

Income for credit investigators is about $9 hourly or $19,250 annually on average in Arizona. Nationally, their income is about $14 per hour or $30,390 annually. Compared with people working in the overall category of Credit Authorization, people working as credit investigators in Arizona earn less. They earn more than people working in the overall category of Credit Authorization nationally.

There are three schools within twenty-five miles of Gilbert where you can study to be a credit investigator, among seventy-six schools of higher education total in the Gilbert area. Credit investigators usually hold a high school diploma or GED, so it will take only a short time to learn to be a credit investigator if you already have a high school diploma.

CAREER DESCRIPTION: Credit Investigator

In general, credit investigators investigate history and credit standing of individuals or business establishments applying for credit. They also telephone or write to credit departments of business and service establishments to obtain information about applicant's credit standing.

Every day, credit investigators are expected to be able to articulate ideas and problems. It is also important that they listen to and understand others in meetings.

It is important for credit investigators to ready reports of findings and recommendations, using typewriters or computers. They are often called upon to obtain data related to potential creditors from banks and other credit services, and furnish reciprocal data if requested. They also interview credit applicants by telephone or in person so as to obtain personal and financial data needed to finish credit report. Somewhat less frequently, credit investigators are also expected to examine city directories and public archives in order to confirm residence property ownership or unpaid taxes of applicants.

Credit investigators sometimes are asked to contact former employers and other acquaintances to confirm applicants' references and social behavior. They also have to be able to relay credit report data to subscribers by mail or by telephone And finally, they sometimes have to relay credit report data to subscribers by mail or by telephone.

Like many other jobs, credit investigators must have strong self control in the face of challenging situations and be thorough and dependable.

Similar jobs with educational opportunities in Gilbert include:

  • Accounts Receivable Specialist. Locate and notify customers of delinquent accounts by mail, telephone, or personal visit to solicit payment. Duties include receiving payment and posting amount to customer's account; preparing statements to credit department if customer fails to respond; initiating repossession proceedings or service disconnection; keeping records of collection and status of accounts.
  • Correspondence Clerk. Compose letters in reply to requests for merchandise, damage claims, credit and other information, delinquent accounts, or unsatisfactory services. Duties may include gathering data to formulate reply and typing correspondence.
  • Customer Care Specialist. Interact with customers to provide information in response to inquiries about products and services and to handle and resolve complaints.
  • Insurance Claims Processor. Obtain information from insured or designated persons for purpose of settling claim with insurance carrier.
  • Insurance Processing Clerk. Process applications for, changes to, and cancellation of insurance policies. Duties include reviewing insurance applications to ensure that all questions have been answered, compiling data on insurance policy changes, changing policy records to conform to insured party's specifications, compiling data on lapsed insurance policies to determine automatic reinstatement according to company policies, canceling insurance policies as requested by agents, and verifying the accuracy of insurance company records.
  • Interviewer. Interview persons by telephone, mail, or by other means for the purpose of completing forms, applications, or questionnaires. Ask specific questions, record answers, and assist persons with completing form. May sort, classify, and file forms.
  • Municipal Clerk. Draft agendas and bylaws for town or city council; record minutes of council meetings; answer official correspondence; keep fiscal records and accounts; and prepare reports on civic needs.
  • Procurement Clerk. Compile information and records to draw up purchase orders for procurement of materials and services.

EDUCATIONAL OPPORTUNITIES: Credit Investigator Training

Rio Salado College - Tempe, AZ

Rio Salado College, 2323 W 14th St, Tempe, AZ 85281. Rio Salado College is a large college located in Tempe, Arizona. It is a public school with primarily 2-year programs and has 19,186 students. Rio Salado College has a less than one year program in Banking and Financial Support Services which graduated seventy-six students in 2008.

Mesa Community College - Mesa, AZ

Mesa Community College, 1833 W Southern Ave, Mesa, AZ 85202. Mesa Community College is a large college located in Mesa, Arizona. It is a public school with primarily 2-year programs and has 23,825 students. Mesa Community College has an associate's degree program in Banking and Financial Support Services.

Phoenix College - Phoenix, AZ

Phoenix College, 1202 W Thomas Rd, Phoenix, AZ 85013. Phoenix College is a large college located in Phoenix, Arizona. It is a public school with primarily 2-year programs and has 10,917 students. Phoenix College has less than one year, one to two year, and associate's degree programs in Banking and Financial Support Services which graduated zero, zero, and one students respectively in 2008.


Gilbert, Arizona
Gilbert, Arizona photo by Cygnusloop99

Gilbert is located in Maricopa County, Arizona. It has a population of over 216,449, which has grown by 97.3% over the last ten years. The cost of living index in Gilbert, 94, is below the national average. New single-family homes in Gilbert are priced at $210,100 on average, which is below the state average. In 2008, 1,115 new homes were constructed in Gilbert, down from 2,891 the previous year.

The three most popular industries for women in Gilbert are educational services, health care, and finance and insurance. For men, it is computer and electronic products, construction, and professional, scientific, and technical services. The average travel time to work is about 29 minutes. More than 36.1% of Gilbert residents have a bachelor's degree, which is higher than the state average. The percentage of residents with a graduate degree, 11.3%, is higher than the state average.

The unemployment rate in Gilbert is 4.9%, which is less than Arizona's average of 9.3%.

The percentage of Gilbert residents that are affiliated with a religious congregation, 39.7%, is less than the national average but more than the state average. The largest religious groups are the Catholic Church, the LDS (Mormon) Church and the Southern Baptist Convention.

Gilbert is home to the Santan Substation and the Gilbert Substation as well as Library Park and Parquasito Verde Park. Shopping centers in the area include Village Square Shopping Center and Village Center Shopping Center. Visitors to Gilbert can choose from BCS Hospitality Consultants and CoastClub for temporary stays in the area.