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Career and Education Opportunities for Credit Investigators in Chandler, Arizona

Many educational and employment opportunities exist for credit investigators in the Chandler, Arizona area. The national trend for credit investigators sees this job pool growing by about 2.8% over the next eight years. In general, credit investigators investigate history and credit standing of individuals or business establishments applying for credit.

Credit investigators earn approximately $9 hourly or $19,250 annually on average in Arizona. Nationally they average about $14 per hour or $30,390 annually. Earnings for credit investigators are not quite as good as earnings in the general category of Credit Authorization in Arizona and better than general Credit Authorization category earnings nationally.

There are seventy-seven schools of higher education in the Chandler area, including three within twenty-five miles of Chandler where you can get a degree to start your career as a credit investigator. The most common level of education for credit investigators is a high school diploma or GED. You can expect to spend only a short time training to become a credit investigator if you already have a high school diploma.

CAREER DESCRIPTION: Credit Investigator

In general, credit investigators investigate history and credit standing of individuals or business establishments applying for credit. They also telephone or write to credit departments of business and service establishments to obtain information about applicant's credit standing.

Every day, credit investigators are expected to be able to articulate ideas and problems. It is also important that they listen to and understand others in meetings.

It is important for credit investigators to ready reports of findings and recommendations, using typewriters or computers. They are often called upon to obtain data related to potential creditors from banks and other credit services, and furnish reciprocal data if requested. They also interview credit applicants by telephone or in person so as to obtain personal and financial data needed to finish credit report. Somewhat less frequently, credit investigators are also expected to examine city directories and public archives in order to confirm residence property ownership or unpaid taxes of applicants.

Credit investigators sometimes are asked to contact former employers and other acquaintances to confirm applicants' references and social behavior. They also have to be able to relay credit report data to subscribers by mail or by telephone And finally, they sometimes have to relay credit report data to subscribers by mail or by telephone.

Like many other jobs, credit investigators must have strong self control in the face of challenging situations and be thorough and dependable.

Similar jobs with educational opportunities in Chandler include:

  • Accounts Receivable Specialist. Locate and notify customers of delinquent accounts by mail, telephone, or personal visit to solicit payment. Duties include receiving payment and posting amount to customer's account; preparing statements to credit department if customer fails to respond; initiating repossession proceedings or service disconnection; keeping records of collection and status of accounts.
  • Correspondence Clerk. Compose letters in reply to requests for merchandise, damage claims, credit and other information, delinquent accounts, or unsatisfactory services. Duties may include gathering data to formulate reply and typing correspondence.
  • Customer Care Specialist. Interact with customers to provide information in response to inquiries about products and services and to handle and resolve complaints.
  • Insurance Claims Processor. Obtain information from insured or designated persons for purpose of settling claim with insurance carrier.
  • Insurance Processing Clerk. Process applications for, changes to, and cancellation of insurance policies. Duties include reviewing insurance applications to ensure that all questions have been answered, compiling data on insurance policy changes, changing policy records to conform to insured party's specifications, compiling data on lapsed insurance policies to determine automatic reinstatement according to company policies, canceling insurance policies as requested by agents, and verifying the accuracy of insurance company records.
  • Interviewer. Interview persons by telephone, mail, or by other means for the purpose of completing forms, applications, or questionnaires. Ask specific questions, record answers, and assist persons with completing form. May sort, classify, and file forms.
  • Municipal Clerk. Draft agendas and bylaws for town or city council; record minutes of council meetings; answer official correspondence; keep fiscal records and accounts; and prepare reports on civic needs.
  • Procurement Clerk. Compile information and records to draw up purchase orders for procurement of materials and services.

EDUCATIONAL OPPORTUNITIES: Credit Investigator Training

Rio Salado College - Tempe, AZ

Rio Salado College, 2323 W 14th St, Tempe, AZ 85281. Rio Salado College is a large college located in Tempe, Arizona. It is a public school with primarily 2-year programs and has 19,186 students. Rio Salado College has a less than one year program in Banking and Financial Support Services which graduated seventy-six students in 2008.

Mesa Community College - Mesa, AZ

Mesa Community College, 1833 W Southern Ave, Mesa, AZ 85202. Mesa Community College is a large college located in Mesa, Arizona. It is a public school with primarily 2-year programs and has 23,825 students. Mesa Community College has an associate's degree program in Banking and Financial Support Services.

Phoenix College - Phoenix, AZ

Phoenix College, 1202 W Thomas Rd, Phoenix, AZ 85013. Phoenix College is a large college located in Phoenix, Arizona. It is a public school with primarily 2-year programs and has 10,917 students. Phoenix College has less than one year, one to two year, and associate's degree programs in Banking and Financial Support Services which graduated zero, zero, and one students respectively in 2008.

LOCATION INFORMATION: Chandler, Arizona

Chandler, Arizona
Chandler, Arizona photo by Ixnayonthetimmay

Chandler is situated in Maricopa County, Arizona. It has a population of over 247,140, which has grown by 40.0% over the last ten years. The cost of living index in Chandler, 93, is below the national average. New single-family homes in Chandler are priced at $206,800 on average, which is well below the state average. In 2008, three hundred sixty-one new homes were constructed in Chandler, down from 1,002 the previous year.

The three big industries for women in Chandler are educational services, health care, and finance and insurance. For men, it is computer and electronic products, construction, and professional, scientific, and technical services. The average commute to work is about 25 minutes. More than 32.5% of Chandler residents have a bachelor's degree, which is higher than the state average. The percentage of residents with a graduate degree, 10.5%, is higher than the state average.

The unemployment rate in Chandler is 6.6%, which is less than Arizona's average of 9.3%.

The percentage of Chandler residents that are affiliated with a religious congregation, 39.7%, is less than the national average but more than the state average. The most common religious groups are the Catholic Church, the LDS (Mormon) Church and the Southern Baptist Convention.

Chandler is home to the Kyrene Gin and the Goodyear Substation as well as West Mine Well Park and Doctor Chandler Memorial Park. Visitors to Chandler can choose from Courtyard by Marriott - Chandler, Four Seasons Solar Products and Aloha Motel for temporary stays in the area.