Career and Education Opportunities for Title Examiners in Birmingham, Alabama
Birmingham, Alabama provides a wide variety of opportunities, both career and educational, for title examiners. There are currently 930 working title examiners in Alabama; this should grow by 6% to 980 working title examiners in the state by 2016. This is better than the national trend for title examiners, which sees this job pool shrinking by about 0.7% over the next eight years. In general, title examiners search real estate records, examine titles, or summarize pertinent legal or insurance details for a variety of purposes.
Title examiners earn approximately $18 per hour or $37,760 per year on average in Alabama. Nationally they average about $18 per hour or $38,300 annually. Compared with people working in the overall category of Administration and Support, people working as title examiners in Alabama earn more. They earn less than people working in the overall category of Administration and Support nationally. Jobs in this field include: administrative assistant, title checker, and title department manager.
There are three schools within twenty-five miles of Birmingham where you can study to be a title examiner, among fifteen schools of higher education total in the Birmingham area. Given that the most common education level for title examiners is a high school diploma or GED, you can expect to spend only a short time training to become a title examiner if you already have a high school diploma.
CAREER DESCRIPTION: Title Examiner
In general, title examiners search real estate records, examine titles, or summarize pertinent legal or insurance details for a variety of purposes. They also may compile lists of mortgages, contracts, and other instruments pertaining to titles by searching public and private records for law firms, real estate agencies, or title insurance companies.
Title examiners examine documentation such as mortgages and agreements in order to confirm factors such as properties' legal descriptions or restrictions. They also copy or summarize recorded documents, such as mortgages and contracts, that affect property titles. Equally important, title examiners have to read search requests so as to ascertain types of title evidence required and to obtain descriptions of properties and names of involved parties. They are often called upon to ready reports describing any title encumbrances encountered during searching efforts, and outlining actions needed to clear titles. They are expected to obtain maps or drawings delineating properties from company title plants and/or assessors' offices. Finally, title examiners enter into recordkeeping systems appropriate data needed to generate new title records or update existing ones.
Every day, title examiners are expected to be able to read and understand documents and reports. They need to articulate ideas and problems.
It is important for title examiners to verify accuracy and completeness of land-related documents accepted for registration; ready rejection notices when documents are not acceptable. They are often called upon to direct efforts of staff who search records and examine titles, assigning and evaluating work, and providing technical guidance as needed. They also summarize pertinent legal or insurance details, or sections of statutes or case law from reference books so that they can be used in examinations, or as proofs or ready reference. They are sometimes expected to retrieve and examine real estate closing files for accuracy and to insure that data included is recorded and executed in line with regulations. Somewhat less frequently, title examiners are also expected to assess fees pertaining to registration of property-related documents.
Title examiners sometimes are asked to ready and issue title commitments and title insurance policies on the basis of data compiled from title searches. They also have to be able to ready real estate closing statements, utilizing knowledge and expertise in real estate procedures And finally, they sometimes have to decide on whether land-related documents can be registered under the relevant legislation such as the Land Titles Act.
Like many other jobs, title examiners must be thorough and dependable and be reliable.
Similar jobs with educational opportunities in Birmingham include:
- Administrative Law Judge. Conduct hearings to decide or recommend decisions on claims concerning government programs or other government-related matters and prepare decisions. Determine penalties or the existence and the amount of liability, or recommend the acceptance or rejection of claims, or compromise settlements.
- Arbitrator. Facilitate negotiation and conflict resolution through dialogue. Resolve conflicts outside of the court system by mutual consent of parties involved.
- Court Reporter. Use verbatim methods and equipment to capture, store, and transcribe pretrial and trial proceedings or other information. Includes stenocaptioners who operate computerized stenographic captioning equipment to provide captions of live or prerecorded broadcasts for hearing-impaired viewers.
- Judge. Arbitrate, advise, or administer justice in a court of law. May sentence defendant in criminal cases according to government statutes. May determine liability of defendant in civil cases. May issue marriage licenses and perform wedding ceremonies.
- Legal Assistant. Assist lawyers by researching legal precedent, investigating facts, or preparing legal documents. Conduct research to support a legal proceeding, to formulate a defense, or to initiate legal action.
- Paralegal. Assist lawyers or judges by researching or preparing legal documents. May meet with clients or assist lawyers and judges in court.
EDUCATIONAL OPPORTUNITIES: Title Examiner Training
Samford University - Birmingham, AL
Samford University, 800 Lakeshore Drive, Birmingham, AL 35229-2240. Samford University is a small university located in Birmingham, Alabama. It is a private not-for-profit school with primarily 4-year or above programs. It has 4,469 students and an admission rate of 89%. Samford University has a less than one year program in Legal Assistant/Paralegal which graduated twelve students in 2008.
Virginia College-Birmingham - Birmingham, AL
Virginia College-Birmingham, 65 Bagby Dr., Birmingham, AL 35209-3703. Virginia College-Birmingham is a medium sized college located in Birmingham, Alabama. It is a private for-profit school with primarily 4-year or above programs. It has 6,090 students and an admission rate of 64%. Virginia College-Birmingham has an associate's degree program in Legal Assistant/Paralegal which graduated seventeen students in 2008.
Bevill State Community College - Sumiton, AL
Bevill State Community College, 101 State St, Sumiton, AL 35148. Bevill State Community College is a small college located in Sumiton, Alabama. It is a public school with primarily 2-year programs and has 3,860 students. Bevill State Community College has a one to two year and an associate's degree program in Legal Assistant/Paralegal which graduated zero and nineteen students respectively in 2008.
LOCATION INFORMATION: Birmingham, Alabama
Birmingham is located in Jefferson County, Alabama. It has a population of over 228,798, which has shrunk by 5.8% over the last ten years. The cost of living index in Birmingham, 81, is well below the national average. New single-family homes in Birmingham cost $187,300 on average, which is well above the state average. In 2008, one hundred thirty-two new homes were built in Birmingham, down from two hundred thirty-two the previous year.
The top three industries for women in Birmingham are health care, educational services, and finance and insurance. For men, it is construction, accommodation and food services, and health care. The average travel time to work is about 24 minutes. More than 18.5% of Birmingham residents have a bachelor's degree, which is lower than the state average. The percentage of residents with a graduate degree, 6.6%, is lower than the state average.
The unemployment rate in Birmingham is 12.5%, which is greater than Alabama's average of 10.7%.
The percentage of Birmingham residents that are affiliated with a religious congregation, 60.1%, is more than both the national and state average. Williams Chapel Christian Methodist Episcopal Church, Westminister Presbyterian Church and West End Methodist Church are all churches located in Birmingham. The most common religious groups are the Southern Baptist Convention, the United Methodist Church and the Catholic Church.
Birmingham is home to the Mineral Park Municipal Golf Course and the Cooper Green Golf Course as well as Avondale Mills Park and Smithfield Historic District. Shopping malls in the area include Acipco Shopping Center, Altadena Square Shopping Center and Parkway East Huffman Shopping Center. Visitors to Birmingham can choose from Marriott Hotel Birmingham, Rime Garden Extended Stay Suites and Studioplus for temporary stays in the area.